They all look like standard items when letting through an agency.
It’s wrong but that’s just the way it is unfortunately. Demand is so high and availability is so low that they can make you jump throw any hoops they want.
Looks fairly standard to me.
Looks like they are going the way of NYC, next the will charge a brokers fee you won’t get back and 2 months deposit
This is standard in the UK but I suppose the reason it’s catching on in Ireland is to help them sift through the massive amount of applications they are getting for each property. Get a pack with all of that ready because you’re likely to be asked for it in the future
I’ve never been asked for 2 months worth of bank statements
Ya unfortunately pure normal now. Its worse than going for a job interview.
Looks pretty straightforward to me?
Number 6 is what grated on me. The rest? Common asks. 🤷♂️
Legally these agencies have no authority to vet your financial suitability for anything. They can’t call a bank and ask to verify what you shared, they’re not qualified to do that. In short, make the whole thing up if you have to, get nifty at photoshop. Make up a reference, give a mates phone number. F these agencies pretending they are the ICB. They are the gatekeepers of nothing.
Bank statements are annoying, and essentially pretty stupid given there is no way to actually verify the details are correct.
I don’t get it. This seems like a fairly standard list.
Photoshop an extra digit into your bank statements to make you look like a better bet for them, it isn’t like they can check it. Fuck them for even asking for that in the first place though, it should be made illegal.
Is the bank statements used as a way to filter out HAP people ?
Asking for an employment reference is considered discrimination and thus illegal.
As others pointed out asking for bank statements is bad practice. Basically every agent asks for both these days. So at this point it depends on how badly you want the apartment vs. how badly you want create trouble for them.
I wouldn’t provide a bank statement or reason for moving but otherwise, everything seems fairly standard.
Could they provide bank statements to the tenant to show how much the mortgage is vs. the amount they’re charging for rent? Maybe I waant to be sure that they can afford their mortgage.
If it was your house i’m sure you’d like to know whether the new tenant can pay or not!. Nothing out of the ordinary on that as far as i’m concerned.
Pretty standard list. I had to provide all the same but instead of bank statements I was asked for 3 months payslips
Some people might think that it would be fun to throw in a GDPR complaint if you didn’t get the house … They’re handling a LOT of personal data there, especially with bank statements which could have every transaction you made all month – medical stuff, online subscriptions, shopping, etc.. It’s about as personal as information gets.
They left out urine, blood, semen samples.
And full DNA Biometric scans.
In the north I was looking to rent last year I needed photographic ID and birth certificate, proof of previous address. 2 work references, 1 previous landlord reference, 6 months of bank statements, 4 weeks rent up front (500) , £800 pound deposit, and a guarantor. This was after 2 “interviews” and would have required allowing monthly landlord inspections. Renting here is disgustingly skewed towards looking out for landlords
It is also the text from joining seaorg
Ok.
But the tenant is allowed request the exact same information from the landlord.
Thank you so much for posting this. Seven months in a hotel room with two children (one disabled) whilst I constantly tell the council no-one in the private rental market will respond to me.
This will really help in my complaint.
Fuck them, I don’t even look at a rent ad if I see it’s from an agency
Looks like a mortgage application
It’s a sign of the times that I think “at least they’re just asking for your monthly bank balance” instead of your actual transactions since I know people who’ve been asked for this like they’re applying for a fucking mortgage to pay 2 grand to live in a shed.
What about your sexuality, sexual health history, religious beliefs, political ideology and DNA profile though?
I’ve had contact with all the letting agencies in Cork at this stage, and this crowd are just the worst.
That’s not saying much though, because they’re all absolute cunts.
What if it’s your first time renting and don’t have landlord references??
Please find photo enclosed of me (the applicant) with my balls placed in a vice grips for your viewing pleasure
34 comments
What’s the issue?
They all look like standard items when letting through an agency.
It’s wrong but that’s just the way it is unfortunately. Demand is so high and availability is so low that they can make you jump throw any hoops they want.
Looks fairly standard to me.
Looks like they are going the way of NYC, next the will charge a brokers fee you won’t get back and 2 months deposit
This is standard in the UK but I suppose the reason it’s catching on in Ireland is to help them sift through the massive amount of applications they are getting for each property. Get a pack with all of that ready because you’re likely to be asked for it in the future
I’ve never been asked for 2 months worth of bank statements
Ya unfortunately pure normal now. Its worse than going for a job interview.
Looks pretty straightforward to me?
Number 6 is what grated on me. The rest? Common asks. 🤷♂️
Legally these agencies have no authority to vet your financial suitability for anything. They can’t call a bank and ask to verify what you shared, they’re not qualified to do that. In short, make the whole thing up if you have to, get nifty at photoshop. Make up a reference, give a mates phone number. F these agencies pretending they are the ICB. They are the gatekeepers of nothing.
Bank statements are annoying, and essentially pretty stupid given there is no way to actually verify the details are correct.
The “reasons for moving” one is also stupid.
[The DPC has a case study on this for prospective renters at the viewing stage](https://www.dataprotection.ie/en/pre-gdpr/case-studies#201405)
2014- Case study 5
There’s also [guidance](https://www.dataprotection.ie/en/dpc-guidance/requesting-personal-data-prospective-tenants) published regarding this practice..
I don’t get it. This seems like a fairly standard list.
Photoshop an extra digit into your bank statements to make you look like a better bet for them, it isn’t like they can check it. Fuck them for even asking for that in the first place though, it should be made illegal.
Is the bank statements used as a way to filter out HAP people ?
Asking for an employment reference is considered discrimination and thus illegal.
https://www.ihrec.ie/your-rights-old/i-have-an-issue-with-a-service/i-have-an-issue-about-accommodation/
As others pointed out asking for bank statements is bad practice. Basically every agent asks for both these days. So at this point it depends on how badly you want the apartment vs. how badly you want create trouble for them.
I wouldn’t provide a bank statement or reason for moving but otherwise, everything seems fairly standard.
Could they provide bank statements to the tenant to show how much the mortgage is vs. the amount they’re charging for rent? Maybe I waant to be sure that they can afford their mortgage.
If it was your house i’m sure you’d like to know whether the new tenant can pay or not!. Nothing out of the ordinary on that as far as i’m concerned.
Pretty standard list. I had to provide all the same but instead of bank statements I was asked for 3 months payslips
Some people might think that it would be fun to throw in a GDPR complaint if you didn’t get the house … They’re handling a LOT of personal data there, especially with bank statements which could have every transaction you made all month – medical stuff, online subscriptions, shopping, etc.. It’s about as personal as information gets.
They left out urine, blood, semen samples.
And full DNA Biometric scans.
In the north I was looking to rent last year I needed photographic ID and birth certificate, proof of previous address. 2 work references, 1 previous landlord reference, 6 months of bank statements, 4 weeks rent up front (500) , £800 pound deposit, and a guarantor. This was after 2 “interviews” and would have required allowing monthly landlord inspections. Renting here is disgustingly skewed towards looking out for landlords
It is also the text from joining seaorg
Ok.
But the tenant is allowed request the exact same information from the landlord.
Thank you so much for posting this. Seven months in a hotel room with two children (one disabled) whilst I constantly tell the council no-one in the private rental market will respond to me.
This will really help in my complaint.
Fuck them, I don’t even look at a rent ad if I see it’s from an agency
Looks like a mortgage application
It’s a sign of the times that I think “at least they’re just asking for your monthly bank balance” instead of your actual transactions since I know people who’ve been asked for this like they’re applying for a fucking mortgage to pay 2 grand to live in a shed.
What about your sexuality, sexual health history, religious beliefs, political ideology and DNA profile though?
I’ve had contact with all the letting agencies in Cork at this stage, and this crowd are just the worst.
That’s not saying much though, because they’re all absolute cunts.
What if it’s your first time renting and don’t have landlord references??
Please find photo enclosed of me (the applicant) with my balls placed in a vice grips for your viewing pleasure
Reason for moving? None of your goddam business!
How much are these gobshites charging for rent?