
Change my mind: health insurance costs are artificially high because every private company has to compete for members, for example by spending ludicrous sums into this kind of marketing. I’d rather spend less every month than get half-price on a ski ticket or a free raclette on top of the pistes.
by GrazingGeese
11 comments
What kind of ludicrous sums are we talking about? Seriously,. what do you think this operation is costing for the company?
Edit: before the dumdum answer: they’ve got 7.6B income, paid 7.2B back, that’s around 5% management fee, paying for the whole infrastructure and all the employees. Fun guy below think marketing is 10% of his bill… The world is a complex place people, document yourself before being outraged
Totally they spend quite some amount on marketing bullshit and ads like “we care about your wellbeing”.
But not the marketing drives up the cost. It’s a complex situation of various things
Health insurances only keep 4.9% of the premium.. so it can’t be really a “ludicrous sum”
It’s more expensive because it’s for profit corporations. They are all in for the greed. It’s time we get a public insurance alongside the private ones. This would makes all cost drop by a lot.
Same for Romande Énergie.
I’m 100% sure those tickets, discounts and rebates are paid by Crans Montana. It’s essentially a cross-over between a Crans Montana ad that Helsana is distributing and an Helsana ad that Crans Montana is sponsoring.
This is a classic win-win for both. The cost for both of them should be quite negligible.
Well done OP, you just explained [0.3%](https://www.comparis.ch/krankenkassen/system/provisionen-kosten/?utm_source=chatgpt.com) of the expenses. Now do the 99.7%
everyone against a standardized solution: yeah but if there would be only one there would be no competition and it would be more expensive because no incentive to save costs
Wait, where do I get free raclette with my insurance?
Hearing that competition raises cost was not on my bingo list at all, like ever.
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