Si I have broken my foot at work and the employer didnt pay me fully, he paid like 60% First 6 weeks.
by Subject_Bid_705
Si I have broken my foot at work and the employer didnt pay me fully, he paid like 60% First 6 weeks.
by Subject_Bid_705
4 comments
ZVK-Bau: Zusatzversorgungskasse des Baugewerbes.
St-frei: Steuerfrei
So you’re paying some fees to a builders pension fund, but this is tax free, so no VAT or anything on that.
Why are you paying that? No idea. Are you by any chance working in construction?
ZVK-Bau is the Zusatzversorgungskasse des Baugewerbes. It’s a pension system for people working in the construction industry.
St frei means “Steuerfrei”, tax-free
ZVK Bau is an additional pension insurance that your employer seems to pay into for you. I don’t know if you can choose to pay into it or if you (or your employer) have to pay into it. Anyways: You don’t have to pay taxes on the money your employer pays into that pension scheme, although later on you may benefit from it (you will need to pay taxes on the pension then, so it is not taxed now). This says probably that your employer paid 45,10 Euro into the pension fund this month, and it is st-frei which stands for steuerfrei or non-taxed.
Usually you only get a pension from pension insurances like that if you or your employer paid into it for at least 5 years by the time you retire.
I’m not entirely sure about what collective/union agreements apply to the construction industry, but normally, you get paid fully for the first six weeks of a single incident — IF you didn’t cause the injury yourself. There’s reasons to be disqualified under some conditions, but that should’ve probably been made clear to you.
After the first six weeks, health insurance takes over with sick pay, which *is* less than your normal wage, in the range of 70 to 90 percent of your gross income.
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