I’m looking for a cheap Credit Card (CC) that can be issued to people in Finland that has no – or at least a low – foreign exchange rate in purchases and withdrawals with the card.

Most CC’s charge you around 2% of the purchase or withdrawal if it’s done in a foreign currency (like US-Dollar). In Germany, there are some (even free) CC’s that don’t charge this at all. For example, the [German version of Bank Norwegian’s CC](https://www.banknorwegian.de/kreditkarte/). But the [same CC for Finland](https://www.banknorwegian.fi/luottokortti/) charges 1.75% valuuttamuutos. 🙁 A quick check at op.fi and s-pankki.fi shows they also have this fee.

So, any good hints on this topic?

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