Which Oslo Bank Is Least Bad Generally and for Getting My First Bank ID?

18 comments

1. I opened an account without BankID at DNB and then subsequently got my BankID through them at no cost. In their price list online, I see the same as you, so maybe there’s some work around that I unintentionally used that someone here can point out to you?

2. You can get a mycall sim, which do not require a bank-id/personal number, but you have get it from mycall center in brugata.

   I have experience from sparebanken østlandet, the only issue I faced was the delay is document delivery.

3. Don’t bother with Sbanken. It isnt a bank anymore, it’s just DNB wearing a mask.
   Sbanken was rated one of the best banks in Norway while DNB has long been among the worst.
   So of course DNB bought Sbanken and killed it.
   For instance, Sbanken no longer has an online bank. It’s services are only available through the app

   edit: I use DNB now, because they were the ones that were willing to give me and the wife a mortgage. It’s ok, I guess. No bad experiences yet 🙂

4. I shopped around a little and arrived at Nordea. I had an appointment to do ID work within ten days, Bank ID was activated two hours later, and my card arrived a week after that. Smooth process throughout. The account opening process was meant to cost 750 kr, but I have no record of ever paying that, and I pay 25 kr a month to maintain the account.

5. It’s only 650 NOK with DNB? I had to pay 750 NOK last September to establish my Bank ID/ Account with Nordea 🥲

6. Avoid DNB at all costs. Sparebank1 is pretty good

7. MyCall not required D/national number and BankID. (You can get sim even at 7 eleven). And top up balance in stores via buying vouchers.

   Telia can open number for you just with D number.

   SpareBank1 SMN good one.

8. You can get a SIM card with Telia , just go to a mall where they have a shop and have your passport with you . It will be a pre -payed sim

9. Nordea or DNB should be fine.

10. You don’t have to use the bank in the city you live in. That’s not how it works. My bank is the one I had from I was born, it’s 60km away from where I live.

    Just like with electric companies, use the one that gives you the best price. And it’s also not illegal to have more than one bank, I had that for awhile until DnB bought it up and I quit the accounts right after

11. Get a bankid from any bank willing to give you for free. Then sign up for whichever bank provides you the most benefit. You can safely cancel any service from the first bank if you don’t want them

12. Nordea 

13. I tried simultaneously at DNB and Sparebank1 Østlandet and DNB was by far faster in delivering the BankID. Now, I don’t remember paying anything for it.

    As others have mentioned, just get your BankID with whatever bank you fancy. Afterwards, you can use another one for your daily bank services.

    An unsolicited advice: if you’re planning to get a mortgage I recommend you checking a Union associated with your work. Unions usually have quite decent agreements with Banks, frequently with mortgage benefits.

14. How come “they are bad for immigrants trying to get a mortgage”. They are a pretty huge bank and quite stable, their rates are crap because they do not need to hustle many new customers and compromise operational costs by lowering rates or fees. They are not the greatest but you get what they give you. There are other banks that focus more on individual customers and might offer better rates, however DNB was one of the few that had full customer support in English.

    And talking about customer support, most banks are quite the same when it comes to ringing them for random enquiries. But when it comes to applying for a loan it comes down to the person who picked up your application. I had a crappy person in Nordea because they had a deal with my employer, still did not take it because a local bank that had worse rates (in paper) had a better employee interested in my application and this person worked their ass to give me a better deal and match Nordea’s. To this day this person has changed jobs twice and each time I have followed and switched banks, even if the bank has a bad rep.

15. Idk about Bank-ID, but Bulder has insane good prices: first year the card is free and their interest on savings is 4,50%. Insanely good!

    But I suppose it’d be difficult to open your first ever bank account in Norway at Bulder, so open it somewhere and then move to Bulder, that’s my advice

16. Do DNB for the BankID then later switch to another bank.

    It’s difficult to get bankID another way. In theory you could do it via another bank which will have you scan your passport etc at a post office. The problem of the postal service passport scanners don’t recognize some passports.

17. Pretty happy with Bien Sparebank and their customer service. My immigrant fiancé and I walked in and had a bank account established in his name the same day, just needed ID and a few other papers he already carried. Not sure what they charge for BankID, if anything, as I’ve been a customer for 14 years and my fiancé only has a D-number so far. It’s a small bank and in my experience customer service is fast, friendly and smooth

18. Where in the hell you are find that fee for bank id (its free)

Comments are closed.