Once again our health cost will rise …
I wonder how long people will accept this. More and more people cannot access to basic medical care or don’t go to the medic because it s too heavy on their budget … while CEO of health companies earn hundreds of thousands on our back and big pharma companies make billions of profits …
Our health should not be a business but a right for everyone.
by Karsa_1312
25 comments
As long as the majority of voters believes that a unique health insurance institution is worst than the current system of private insurers
It’s not only healthcare, it’s also dental care not being included in LAMAL.
If you aren’t rich, or do not have the money to go on a “dental tourism” holiday, your teeth rot in Switzerland.
Doctors, Insurance companies and Dentists are scum at this point.
That’s for once a good thing. Old people have a 300 Franchise and go to the doctor all the time.
I don’t think I am in a bad position financially (i.e. not eligible for subsidies), but currently healthcare costs are roughly 25% of my net income. It’s actually the number one household expense, above rent (although thereabout equivalent) or groceries, and entierly eclipsing utilities or transportation.
That’s … insane.
+ This probably won’t even lower premiums and worst case could drive them up
Healthcare costs over 91 billion CHF per year in Switzerland. There are only 39 health insurance CEOs. They make maybe 0.02% all together. Why don’t you talk about the 99.98% of the cost?
As long as people buy into the bs from the liberals or right wings. That’s how long.
Maybe it would be a good idea to change the system. Considering how many old people there are and how few young, the current system isn’t sustainable anymore
Santo Luigi, ora pro nobis.
As long as people are scared of socialism
It’s basically a (if you don’t count the cost of the administrative overhead, IT changes necessary, etc.) zero sum game.
Basically the higher franchise *alone* should lower the premiums by 3%.
That this premium decrease will likely be “eaten up” by the yearly cost explosion – and the premiums will therefore *overall* likely still rise – due to higher demand, aging population, etc. is unfortunate, but not related to the change in franchise.
We are here because the majority of voters choose this way.
Then “we” not only accept this, “we” want it.
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Idk how your health can be a right so I will assume you mean healthcare. Why should you be entitled to someone else’s work? If you wanna see how great non-privatised healthcare works, take a look at Austria or Germany. I pay less here for healthcare with a six figure annual salary, than what my friends in Germany, who make 60k/year, I don’t have to endure month long waits and the best German doctors end up working here, bc the pay is better. If you wanna nationalise these things, you’re gonna pay way more for it in taxes, you‘ll get less and you‘ll most definitely start complaining about how doctors and nurses aren’t getting paid enough, because guess what – they will take massive pay cuts.
Get your head out of your ass and be realistic.
I wrote a longer answer in answer of RoosterPrevious7856.
But another argument : as long as people will eat the bullshit of SVP and other parties, thinking the stranger is the issue and not the big capital.
The only realistic alternative is that healthcare is treated as a properly managed state service. Otherwise the market couldn’t care less if many people cannot afford these services
I feel like a bonus system like with car insurance would help a lot. If you often go to the doctor you will get a higher insurance fee but you will get a protection for this bonus for like one casw a year. I feel liek that would split up the costs more fair and for the ones not abusing it they save money
I wonder how many people go to the doctor for pleasure and will stop doing so if the deductible increases.
Where is swiss Luigi when you need him?
Price will keep going up as long as there are more old people that’s the only truth. Unique LAMAL will not change anything
As long as we in Switzerland refuse to protest and raise our voice, the corrupt lobby of insurance industry will get its way every time. I never understood why protesting is not part of the culture in Switzerland.
The thing is: Most people think this is good. You should not forget that we are living in a hyper individualistic society where the ideals of calvinism are engraved in people’s minds. Raising cost of healthcare for the chronically ill? Most people respond with a cold „Well, I am not chronically ill so why should I care? I think it’s good that people who don’t take any responsibility for their health get to pay more money for healthcare.“ and if you point out that a lot of chronically ill people are chronically ill because of their genes, something nobody has any influence over, they just respond with „Well, that’s their problem and not mine. I don’t care what happens to other people as long as it doesn’t affect me personally.“
Believe me: this is such a common response to a lot of issues these days: from housing costs to, and I am not kidding, sexual abuse of children – a lot of people don’t care about the suffering of others.
The administrative costs amount only 3% of the overall costs. In the end, if we pay for all kind of medicine and new form of therapies, the money has to come from somewhere. Regarding medications/drugs, I’d allow parallel import which would bring down the costs significantly. Plus, the tariffs of the specialists have to be reduced and those of practicioner’s raised. There are also lot of unnecessary operations conducted that stem from complemantary insurance, which are also payed by basic insurers which could be also avoided. The doctors should only prescribe Genericas and not anymore original ones.
There are also lot of hospitals, which drives up the costs as well.
While I am far from supporting the current healthcare system, this news in itself is not bad. It gives you an opportunity to pay LESS premium by accepting a HIGHER franchise. It’s about time.
I pay 400+ per month to literally have nothing covered as I have a 2500- franchise. I would easily opt to have an even higher franchise to pay less. The thing is, the only use case where I use my insurance is if I get really sick (hopefully never). If that’s the case, I can afford to spend 500-1000 more in franchise ONE YEAR and then shift to a low franchise starting the year after.
The problem is and always will be efficiency.
Firing all the CEOs might save 0.02% of the costs based on their incomes.
The current system lacks the efficiency gains from truly regulated privatization (insurance companies can’t make a profit on basic insurance) and it lacks the efficiency gains from a socialized system (where the politicians/ministers/etc. are accountable). In this system, no one is accountable for efficiency and as the Swiss population continues to age and the system becomes even less efficient, costs will keep rising.
Something needs to change for this to improve.
Our solution to reduce the cost of healthcare is to make people less inclined to go heal themselves, and only go to the doc when the thing they ignored has turned into an emergency.
As long as that strategy doesn’t change, we can complain as much as we want about the insurance lobbies (which is also a big issue), it won’t change anything.
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