Is there any reason not to apply for it? If you haven’t bought your own house during the decade or longer wait you’ll probably have below market rents later in life.
That’s what i did unfortunately.
Comparing prices i could only afford 1 bed appartment in the city center, getting mortgage for 30 years for that, without car parking, worrying that my car is gonna be damaged overnight on the street.
Also problem with apartments would be maintenance fee which is 1200-2000€ per year on top of mortgage + bills on one person it comes out to be more expensive than renting a room.
Hopefully i will be able to get my own place thanks to county council
Don’t you need to apply if you get HAP?
Getting the deposit together isn’t a huge problem for most. It’s how impossible the banks make mortgage processes and the ever rising cost of houses despite wages not following suit.
It’s a landlord government, of course they are trapping as many as possible as tenants/customers.
Long-term housing insecurity is having detrimental effects on the majority of people. If people qualify for social housing and are under a huge amount of stress trying to buy in the landlords market that exists here, why shouldn’t they.
Is it really a bad thing to get social housing? The whole purpose of social housing was so that people who can’t afford private rents/buying can still have their own home
Sure why wouldn’t you.
18% of taxpayers are paying 75% of income tax.
One million workers not paying any income tax.
It’s a suckers game these days to buy your own house. State dependency is the way to go.
As they should.
Not a necessarily bad thing. We need to switch how we think about social housing…
Segregation is a bad thing for society – we need mixed neighbourhoods where kids can see all sides of society… eg kids from deprived backgrounds being able to look down the street and see various role models right on their doorstep – be they teachers, Gardai, nurses, accountants…
Look at places like Vienna where you have something like 60% of people live in social/affordable housing…
We’re in social housing. Both of us work. Very middle income, on the lower end of the scale. Our rent is €520 a month for a three bed and we have a 25 year lease.
You’d be mad not to apply for one.
With state of rental market and taxes, this is only reasonable way. HAP helps a lot, new social housing and you’re set for life. Newmarket Yards and many other high end housing in Dublin is social housing as well! Very few people can afford it as rental – but you can get it for life as social (if you are extremely lucky)
And if your income is just above 40k, my condolences – lifetime house share is for you.
It’s unsustainable, but so what?
Be dependent on the state, just what they want.
Try and getting it your competing against thousands and including new arrivals. Good luck is all I can say.
Amsterdam is 47% social housing, and new developments have to built 40% it should be the norm.
I don’t think is is new. When I first started working I looked into applying for social housing as even then the idea of house ownership seemed impossible. I believe there was/is part of the website which says the average time someone in your position would be on the list and it said 24-30 years. This was about 11 years ago.
People can apply, but it’s unfortunately it’s unlikely a lot of them will meet the criteria with such high demand and limited supply. It’s a pity there isn’t more social housing and people could use it as starter homes or as an opportunity to save rather than paying sky high rents.
New social housing development was just announced in my town. Nice little estate, but more like glorified apartments rather than houses but whatever. Council comes out and says that they’ve decided the “affordable” value for each one should be starting at 363,000. People understandably went ballistic.
I’m not really sure the 27% of people who having started saving for a deposit should be counted as “prospective buyers”. Dreamers perhaps otherwise I’m a prospective billionaire.
Sher why pay for a house when you can get a free one
18 comments
Is there any reason not to apply for it? If you haven’t bought your own house during the decade or longer wait you’ll probably have below market rents later in life.
That’s what i did unfortunately.
Comparing prices i could only afford 1 bed appartment in the city center, getting mortgage for 30 years for that, without car parking, worrying that my car is gonna be damaged overnight on the street.
Also problem with apartments would be maintenance fee which is 1200-2000€ per year on top of mortgage + bills on one person it comes out to be more expensive than renting a room.
Hopefully i will be able to get my own place thanks to county council
Don’t you need to apply if you get HAP?
Getting the deposit together isn’t a huge problem for most. It’s how impossible the banks make mortgage processes and the ever rising cost of houses despite wages not following suit.
It’s a landlord government, of course they are trapping as many as possible as tenants/customers.
Long-term housing insecurity is having detrimental effects on the majority of people. If people qualify for social housing and are under a huge amount of stress trying to buy in the landlords market that exists here, why shouldn’t they.
Is it really a bad thing to get social housing? The whole purpose of social housing was so that people who can’t afford private rents/buying can still have their own home
Sure why wouldn’t you.
18% of taxpayers are paying 75% of income tax.
One million workers not paying any income tax.
It’s a suckers game these days to buy your own house. State dependency is the way to go.
As they should.
Not a necessarily bad thing. We need to switch how we think about social housing…
Segregation is a bad thing for society – we need mixed neighbourhoods where kids can see all sides of society… eg kids from deprived backgrounds being able to look down the street and see various role models right on their doorstep – be they teachers, Gardai, nurses, accountants…
Look at places like Vienna where you have something like 60% of people live in social/affordable housing…
We’re in social housing. Both of us work. Very middle income, on the lower end of the scale. Our rent is €520 a month for a three bed and we have a 25 year lease.
You’d be mad not to apply for one.
With state of rental market and taxes, this is only reasonable way. HAP helps a lot, new social housing and you’re set for life. Newmarket Yards and many other high end housing in Dublin is social housing as well! Very few people can afford it as rental – but you can get it for life as social (if you are extremely lucky)
And if your income is just above 40k, my condolences – lifetime house share is for you.
It’s unsustainable, but so what?
Be dependent on the state, just what they want.
Try and getting it your competing against thousands and including new arrivals. Good luck is all I can say.
Amsterdam is 47% social housing, and new developments have to built 40% it should be the norm.
I don’t think is is new. When I first started working I looked into applying for social housing as even then the idea of house ownership seemed impossible. I believe there was/is part of the website which says the average time someone in your position would be on the list and it said 24-30 years. This was about 11 years ago.
People can apply, but it’s unfortunately it’s unlikely a lot of them will meet the criteria with such high demand and limited supply. It’s a pity there isn’t more social housing and people could use it as starter homes or as an opportunity to save rather than paying sky high rents.
New social housing development was just announced in my town. Nice little estate, but more like glorified apartments rather than houses but whatever. Council comes out and says that they’ve decided the “affordable” value for each one should be starting at 363,000. People understandably went ballistic.
I’m not really sure the 27% of people who having started saving for a deposit should be counted as “prospective buyers”. Dreamers perhaps otherwise I’m a prospective billionaire.
Sher why pay for a house when you can get a free one
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