DEAR ABBY: I am a retired man who, unfortunately, got caught up in an internet inheritance scam and lost all my money. I’m now broke and in debt. This is the worst thing that could have happened to me. I had to file for bankruptcy (Chapter 13).
Fortunately, my house is paid for, but I could lose my truck (my only means of transportation) if I can’t keep up with my bankruptcy payments. I have medical issues and take a lot of medication, so I have to get to my doctors’ appointments. The bankruptcy payments are high, and I’m afraid I won’t be able to afford them soon. I was enjoying my retirement, and now I have nothing. I don’t know what to do. What can you suggest? — DETOURED IN WISCONSIN
DEAR DETOURED: I am sorry for your predicament. It may be possible to lower your Chapter 13 bankruptcy payments. If you can’t afford to hire an attorney, contact the Legal Aid Society or a pro bono lawyer and ask for help. The laws can vary from state to state, and an attorney may be able to help you. I wish you success.
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