Note: This chart shows a *selection* of policies from the One Big Beautiful Bill (OBBB) Act. Continued TCJA programs that were otherwise unchanged are *excluded*. Tax policies dated before the bill’s signing reflect changes taking effect in the 2025 tax year.
We found ourselves struggling to keep up with all the timelines in the One Big Beautiful Bill, so we put our project manager caps on and boom—Gantt chart. It’s not sexy, but it’s effective.
If you’ve got time for a click, the [interactive version](https://usafacts.org/visualizations/obbb-timeline/) of this chart adds a lot of context and detail that couldn’t fit into this image. If not, I tried to at least capture the effective dates for each policy in the bars, and here’s a bit more context:
Tax policy:
* TCJA rules stay: 2017 tax brackets keep going; bigger standard deduction is locked in and will rise with inflation.
* Child Tax Credit: Work-eligible SSN now required; jumps to $2.2K in 2025, then inflation‑indexed.
* SALT cap: leaps from $10K to $40K in 2025, inches up each year, then snaps back to $10K in 2030.
* Temporary perks that end after 2028: first $10K in tips and 250 overtime hours tax‑free, extra $6K deduction if you’re 65+, and a write‑off for auto‑loan interest.
* Starting 2026: tighter itemized‑deduction cap for high earners; estate & gift tax shield doubles to $15M. Used‑EV credit ends Sept 2025; energy‑efficient‑home credit ends June 2026.
* “Trump accounts”: kids can stash $5K/yr tax‑free; babies born 2025‑28 get a $1K federal kick‑start.
Benefits
* SNAP: stricter work/income rules could start in 2025; states pick up 15% of costs in 2028.
* Medicaid: ACA‑expansion match phases down from FY 2026; beneficiaries must log 80 work/community hours a month by year‑end 2026.
Student loans (new system July 2026)
* Old forgiveness plans close to new borrowers.
* Two choices: 10‑ or 25‑year fixed payments, or income‑based 1–10% of pay for up to 30 years.
* Borrow caps: $100K grad, $200K professional; Parent PLUS $20K/yr, $65K lifetime. Hardship deferment ends 2027.
Immigration
* Authorizes moving forward with mass deportations; permanent $100 asylum fee + higher work‑permit fees.
* Extra ICE/CBP funding through 2029; new DHS fund reimburses states for border work.
Debt & spending
* Debt ceiling jumps $5T to about $41.1T (not charted here)
SALT cap expansion is a good thing, right?
This is where I get super pedantic by pointing out that the Democrats flexed suuuuuuper hard and removed “One Big Beautiful” from the bill’s name.
>Although the law is popularly referred to as the One Big Beautiful Bill Act, this official short title was removed from the bill during the Senate amendment process, and therefore the law officially has no short title. [https://en.wikipedia.org/wiki/One_Big_Beautiful_Bill_Act](https://en.wikipedia.org/wiki/One_Big_Beautiful_Bill_Act)
Way to score that W boys. No one still calls it the One Big Beautiful Bill. /s
I don’t see anything on here about the huge cuts to Medicare that are looming on the horizon. According to the CBO, $470B will be cut from Medicare between 2027 – 2034 because the Big Beautiful Bill will trigger the provisions from the Statutory Pay-As-You-Go Act of 2010.
One of these bit me already. My solar project was completely canceled shortly before it was supposed to start, since it might not be finished before the credits expire.
Mission accomplished I guess.
“Permanent”, or at least until control of Congress and the White House changes.
Simply amazing to me that the Medicaid and ACA impacts don’t take effect until after the midterms.
What the fuck is this? Actual beautiful data on r/dataisbeautiful? I must be dreaming!
But seriously, this is massively useful, I love what you’ve done here. No immediate notes.
I just wanted to add in that SNAP-ED funding ends on September 30th 2025, which is different than SNAP eligibility. The SNAP-ED program focused on nutrition education in community spaces, specifically lots of early childhood education and head start programs where kids don’t have access to fresh fruits and veggies at home (ALL kids receive this education, not just kids whose households are eligible for SNAP benefits) There will be no more SNAP funded nutrition education past 9/30/25.
So basically this is an ad to get people to visit USAFacts.
After visiting that site and seeing this beautiful data, I’m 100% ok with that.
Why does the graph say “Used EV Tax Credit”? Isn’t it both the New and Used credits that go away on the same date?
The “home energy credits” / “energy efficient home improvement credit” / “residential clean energy credit” end December 31, 2025, not June 30, 2026.
>(a) IN GENERAL.—Section 25C(h) is amended by striking ‘‘placed in service’’ and all that follows through ‘‘December 31, 2032’’ and inserting ‘‘placed in service after **December 31, 2025**’’
>. . .
>(a) IN GENERAL.—Section 25D(h) is amended by striking ‘‘to property placed in service after December 31, 2034’’ and inserting ‘‘with respect to any expenditures made after **December 31, 2025**’’.
I work for a hospital system in the finance department – you should see the grant funding being cut. If you thought healthcare in America was expensive before, be prepared for the coming years.
Well the no tax on overtime is the only thing that will help me a little.
NFA tax is also $0 now. Pretty big deal for some of us.
SAVE, PAYE isn’t slated to end until 2028
I see FEMA is getting a funding increase. I thought DJT was cutting FEMA for all events. If he’s not doling out the money then what is the funding increase for?
First thing I’ve seen on here that’s actually data represented beautifully. Good job.
![When does the One Big Beautiful Bill take effect? [OC]](https://www.europesays.com/wp-content/uploads/2025/07/qo4uvh2jtuef1-1920x1024.png)
19 comments
Source: [United States Congress](https://www.congress.gov/bill/119th-congress/house-bill/1)
Tool(s): Svelte and d3 (site version), tidied up in Illustrator
[*Interactive charts*](https://usafacts.org/visualizations/obbb-timeline/) *are cooler.*
Note: This chart shows a *selection* of policies from the One Big Beautiful Bill (OBBB) Act. Continued TCJA programs that were otherwise unchanged are *excluded*. Tax policies dated before the bill’s signing reflect changes taking effect in the 2025 tax year.
We found ourselves struggling to keep up with all the timelines in the One Big Beautiful Bill, so we put our project manager caps on and boom—Gantt chart. It’s not sexy, but it’s effective.
If you’ve got time for a click, the [interactive version](https://usafacts.org/visualizations/obbb-timeline/) of this chart adds a lot of context and detail that couldn’t fit into this image. If not, I tried to at least capture the effective dates for each policy in the bars, and here’s a bit more context:
Tax policy:
* TCJA rules stay: 2017 tax brackets keep going; bigger standard deduction is locked in and will rise with inflation.
* Child Tax Credit: Work-eligible SSN now required; jumps to $2.2K in 2025, then inflation‑indexed.
* SALT cap: leaps from $10K to $40K in 2025, inches up each year, then snaps back to $10K in 2030.
* Temporary perks that end after 2028: first $10K in tips and 250 overtime hours tax‑free, extra $6K deduction if you’re 65+, and a write‑off for auto‑loan interest.
* Starting 2026: tighter itemized‑deduction cap for high earners; estate & gift tax shield doubles to $15M. Used‑EV credit ends Sept 2025; energy‑efficient‑home credit ends June 2026.
* “Trump accounts”: kids can stash $5K/yr tax‑free; babies born 2025‑28 get a $1K federal kick‑start.
Benefits
* SNAP: stricter work/income rules could start in 2025; states pick up 15% of costs in 2028.
* Medicaid: ACA‑expansion match phases down from FY 2026; beneficiaries must log 80 work/community hours a month by year‑end 2026.
Student loans (new system July 2026)
* Old forgiveness plans close to new borrowers.
* Two choices: 10‑ or 25‑year fixed payments, or income‑based 1–10% of pay for up to 30 years.
* Borrow caps: $100K grad, $200K professional; Parent PLUS $20K/yr, $65K lifetime. Hardship deferment ends 2027.
Immigration
* Authorizes moving forward with mass deportations; permanent $100 asylum fee + higher work‑permit fees.
* Extra ICE/CBP funding through 2029; new DHS fund reimburses states for border work.
Debt & spending
* Debt ceiling jumps $5T to about $41.1T (not charted here)
SALT cap expansion is a good thing, right?
This is where I get super pedantic by pointing out that the Democrats flexed suuuuuuper hard and removed “One Big Beautiful” from the bill’s name.
>Although the law is popularly referred to as the One Big Beautiful Bill Act, this official short title was removed from the bill during the Senate amendment process, and therefore the law officially has no short title. [https://en.wikipedia.org/wiki/One_Big_Beautiful_Bill_Act](https://en.wikipedia.org/wiki/One_Big_Beautiful_Bill_Act)
Way to score that W boys. No one still calls it the One Big Beautiful Bill. /s
I don’t see anything on here about the huge cuts to Medicare that are looming on the horizon. According to the CBO, $470B will be cut from Medicare between 2027 – 2034 because the Big Beautiful Bill will trigger the provisions from the Statutory Pay-As-You-Go Act of 2010.
One of these bit me already. My solar project was completely canceled shortly before it was supposed to start, since it might not be finished before the credits expire.
Mission accomplished I guess.
“Permanent”, or at least until control of Congress and the White House changes.
Simply amazing to me that the Medicaid and ACA impacts don’t take effect until after the midterms.
What the fuck is this? Actual beautiful data on r/dataisbeautiful? I must be dreaming!
But seriously, this is massively useful, I love what you’ve done here. No immediate notes.
I just wanted to add in that SNAP-ED funding ends on September 30th 2025, which is different than SNAP eligibility. The SNAP-ED program focused on nutrition education in community spaces, specifically lots of early childhood education and head start programs where kids don’t have access to fresh fruits and veggies at home (ALL kids receive this education, not just kids whose households are eligible for SNAP benefits) There will be no more SNAP funded nutrition education past 9/30/25.
So basically this is an ad to get people to visit USAFacts.
After visiting that site and seeing this beautiful data, I’m 100% ok with that.
Why does the graph say “Used EV Tax Credit”? Isn’t it both the New and Used credits that go away on the same date?
The “home energy credits” / “energy efficient home improvement credit” / “residential clean energy credit” end December 31, 2025, not June 30, 2026.
Sources: [Public Law No: 119-21, sections 70505(a) and 70506(a)](https://www.congress.gov/119/bills/hr1/BILLS-119hr1enr.pdf#page=180) (page 180 of the pdf):
>(a) IN GENERAL.—Section 25C(h) is amended by striking ‘‘placed in service’’ and all that follows through ‘‘December 31, 2032’’ and inserting ‘‘placed in service after **December 31, 2025**’’
>. . .
>(a) IN GENERAL.—Section 25D(h) is amended by striking ‘‘to property placed in service after December 31, 2034’’ and inserting ‘‘with respect to any expenditures made after **December 31, 2025**’’.
I work for a hospital system in the finance department – you should see the grant funding being cut. If you thought healthcare in America was expensive before, be prepared for the coming years.
Well the no tax on overtime is the only thing that will help me a little.
NFA tax is also $0 now. Pretty big deal for some of us.
SAVE, PAYE isn’t slated to end until 2028
I see FEMA is getting a funding increase. I thought DJT was cutting FEMA for all events. If he’s not doling out the money then what is the funding increase for?
First thing I’ve seen on here that’s actually data represented beautifully. Good job.
Comments are closed.