72% of residents with a disability are homeowners

In 2022, 72.5% of people with severe activity limitations in Luxembourg were homeowners, according to Eurostat data published Tuesday.

The overcrowding rate – the share of people living in households with too few rooms for their size and composition – was relatively low for people with disabilities. Just 3.8% lived in overcrowded housing, compared with 5.9% of those without disabilities.

Affordability, however, showed a different reality. The housing cost overburden rate – the share of people spending at least 40% of their disposable income on housing – reached 9.7% among people with disabilities, against 8.1% for those without, suggesting that disabled residents are more exposed to financial strain.

Fresh figures from real estate platform Immotop.lu for July 2025 reported that the national average asking price for residential properties stood at €8,301 per square metre, little changed from a year earlier.

According to the 2021 population census conducted by national statistics office Statec, approximately 15% of residents in Luxembourg reported having a disability, equating to around 94,000 individuals.

Accommodation quality

Eurostat also monitors housing quality issues such as inadequate heating and exposure to noise, pollution and crime.

While no Luxembourg-specific data breakdown was made available by Statec, EU-wide data show that people with disabilities are consistently more likely to face such problems than those without.

Among people with disabilities, 22.5% reported noise from neighbours or the street, 15% reported pollution, grime or other environmental problems, and 13% reported being aware of crime, violence or vandalism.

The Ministry of Housing’s Service des Aides au Logement provides financial support for home adaptations to meet the specific needs of individuals with disabilities, according to Guichet Public.

Assistance is available for both existing and newly built homes through a subsidy that can cover up to 60% of the cost of adaptation work, with a maximum grant of €20,000 per person. Eligibility is determined based on the household’s financial situation and the amount covered by long-term care insurance.