I imagine if the real estate market stabilized from borderline insane to manageable that should bump this at least half a point. We’d be almost better of with US prices in some instances, which is crazy to realize.
Polish answers:
It’s decent = 8/10
I don’t starve = 6/10
Can’t complain = 11/10
Poland, I would say no. Only elementary knowledgeable like ” don’t take loans unless you have to or you have a target you can afford to buy and repay with interest rate”
Ofc now I know that it is not the only thing but generally that is the most important + common sense
I am in top ~3% in terms of salary, according to GUS. Am I satisfied? Kinda.
I’ve got enough money so I don’t need to worry about everyday expenses.
But it’s still not enough to own a house without 20 years of mortgage.
Not to mention, that I am not going to borrow ~500k, just to give back around 1 000 000 PLN.
It was easier and better for me, to buy a house in Finland (without mortgage, even) and live there on my Polish salary, than to try to do the same thing in Poland.
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[https://ec.europa.eu/eurostat/en/web/products-eurostat-news/w/ddn-20250821-2](https://ec.europa.eu/eurostat/en/web/products-eurostat-news/w/ddn-20250821-2)
nope
definitely not among reddit users! 😀

Yup. Could be better tho
I imagine if the real estate market stabilized from borderline insane to manageable that should bump this at least half a point. We’d be almost better of with US prices in some instances, which is crazy to realize.
Polish answers:
It’s decent = 8/10
I don’t starve = 6/10
Can’t complain = 11/10
Poland, I would say no. Only elementary knowledgeable like ” don’t take loans unless you have to or you have a target you can afford to buy and repay with interest rate”
Ofc now I know that it is not the only thing but generally that is the most important + common sense
I am in top ~3% in terms of salary, according to GUS. Am I satisfied? Kinda.
I’ve got enough money so I don’t need to worry about everyday expenses.
But it’s still not enough to own a house without 20 years of mortgage.
Not to mention, that I am not going to borrow ~500k, just to give back around 1 000 000 PLN.
It was easier and better for me, to buy a house in Finland (without mortgage, even) and live there on my Polish salary, than to try to do the same thing in Poland.
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