Hello Everyone,

I wanted to ask a question to the more familiar minds on this topic..

I found this article super helpful but I am left with one question:

[https://today.rtl.lu/luxembourg-insider/practical-information/a/1793914.html](https://today.rtl.lu/luxembourg-insider/practical-information/a/1793914.html)

The full state pension is currently a little over €3,850 a month, whereas the partial pension is around €1,250.

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If you work and live in Luxembourg for 10 years; paying your contributions during this time; how does pension work if you are abroad? Is this what is considered a partial pension? So for example; live/work in Luxembourg for 10 years will guarantee a state pension of €1,250 regardless of residence status? It seems the only other criteria to be met is the 40 year minimum contributions within the EU?

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Not sure if I have understood this correctly and all of the links seem to ‘404’ to Guichet.. Any further explanation would be greatly appreciated.

3 comments

  1. It’s a very complex subject which is best explained by the CNAP and not a reddit forum.

    Basically you are entitled to a pension from Luxembourg if you have worked/received credit for at least 1year, independently from where you live when it’s due and whether you are a citizen – after all you worked and paid that money to them in the first place!

    All years and the amount you paid go into how much they owe you in the end. A partial pension is anything below the full 40years.
    In most cases the country of your last residence will handle the pension. Let’s say you paid 20 years here, 10 in France and 10 in Germany and you live in Luxembourg in the end. Cnap will collect the money from the other 2 states when they are due and pay you the sum as if you got 3 payments.

  2. You are not entitled to 1250 eur. Minimum pension after 10 years.
    That’s a minimum for who has 40 years of contribution.

  3. I hate how it’s literally impossible to know this! I’d love a website where I could enter my yearly earnings and that would tell me: “ok mate based on this, here is what you could get at 65 if you’d stop working today”

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