ACA Marketplace premiums jumped 20% nationally for 2026, but state-level changes range from –3% to 67%. MoneyGeek’s analysis of all 50 states and Washington, D.C., finds that the variation stems from three policy choices: Medicaid expansion, reinsurance programs, and state-run marketplaces. States with these protections experienced measurably lower premium growth.

Top increases: Arkansas (+66.7%), New Mexico (+50.7%), Tennessee (+38.4%), Mississippi (+37.2%), and Texas (+34.2%).
The South averaged +29% compared with +9% in the Northeast.

Data Sources: CMS Exchange PUFs (2025–2026); U.S. Census 2020–2024 population data.

Posted by mark-fitzbuzztrick

5 comments
  1. This is what the democrats are shutting down the government for. So we’ll see.

  2. The sharp increases are mostly in republican states. Cost of living will be a big issue in midterm election. I don’t see how Republicans think it’s a good idea to let premiums rise by 20%.

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