UK Penny Stocks To Watch In January 2026

AIM:GFM Financial Position Analysis as at Jan 2026

Simply Wall St Financial Health Rating: ★★★★★☆

Overview: Netcall plc designs, develops, sells, and supports software products and services in the United Kingdom with a market cap of £197.76 million.

Operations: The company’s revenue is derived entirely from the design, development, sale, and support of software products and services, amounting to £47.96 million.

Market Cap: £197.76M

Netcall plc, with a market cap of £197.76 million, has secured a significant £3.0 million Liberty cloud contract with an S&P 500 financial services firm, enhancing future recurring revenue visibility and strengthening its market position. Despite being debt-free and having stable weekly volatility, the company faces challenges with short-term liabilities exceeding assets (£40.8M vs £35.2M) and recent negative earnings growth (-30.8%). While past profit margins have declined from 15% to 8.4%, revenue is forecasted to grow annually by 16.71%. The management team is experienced, although Return on Equity remains low at 9.2%.

AIM:NET Debt to Equity History and Analysis as at Jan 2026

Simply Wall St Financial Health Rating: ★★★★☆☆

Overview: Cairn Homes plc is a homebuilder operating in Ireland with a market cap of approximately £1.14 billion.

Operations: The company’s revenue is primarily derived from its Building and Property Development segment, which generated €778.20 million.

Market Cap: £1.14B

Cairn Homes plc, with a market cap of £1.14 billion, operates in the homebuilding sector and trades at 23.5% below its estimated fair value, suggesting potential undervaluation. The company’s debt to equity ratio has slightly improved over five years but remains high at 40.3%, and its operating cash flow is negative, indicating challenges in covering debt obligations. While interest payments are well covered by EBIT (9.9x), profit margins have slightly decreased from last year to 12.8%. Despite negative earnings growth recently, Cairn Homes’ earnings have grown significantly over the past five years, and future earnings are forecasted to grow annually by 15.31%.

LSE:CRN Debt to Equity History and Analysis as at Jan 2026

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include AIM:GFM AIM:NET and LSE:CRN.

This article was originally published by Simply Wall St.

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