(Alliance News) – Banco di Desio e della Brianza Spa announced on Wednesday that the Bank of Italy has set capital requirements following the conclusion of the SREP prudential review process.
For the “CRR” Brianza Unione group on a consolidated basis, the Supervisory Authority has set a CET 1 ratio requirement of 7.80%, consisting of a binding threshold of 5.30%, which includes the 4.5% minimum regulatory requirement and the 0.80% SREP requirement, in addition to the capital conservation buffer.
The Tier 1 ratio requirement has been set at 9.60%, with a binding component of 7.10%, while the required Total Capital ratio stands at 11.90%, of which 9.40% is binding.
The bank emphasized that the continued improvement in capitalization levels allows it to maintain ample buffers above Supervisory requirements, further strengthening the group’s solidity.
As of September 30, 2025, Banco di Desio e della Brianza’s CET 1 ratio stood at 21.3%, with the Tier 1 ratio also at 21.3% and the Total Capital ratio at 22.4%.
At the group level, Banco Desio’s ratios were 18.9% for both CET 1 and Tier 1, and 19.9% for the Total Capital ratio, while for the Brianza Unione group the figures were 13.7%, 14.5%, and 16.4%, respectively.
The “CRR” Brianza Unione group is also required to maintain a systemic risk capital buffer equal to 1% of risk-weighted credit and counterparty exposures to residents in Italy.
Shares of Banco di Desio e della Brianza closed down 0.1% at EUR8.77 per share on Wednesday.
By Antonio Di Giorgio, Alliance News reporter
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