Broader ABI data illustrates the accelerating cost of extreme weather. UK insurers paid a record £585 million for weather-related damage to homes and possessions in 2024, while property insurers reported £4.6 billion in total payouts by late 2025, with adverse weather accounting for a significant share of claims. In the second quarter of 2025 alone, insurers paid £1.6 billion in property claims, including £322 million linked to storms, heavy rainfall and cold weather, highlighting the sustained pressure that frequent and increasingly severe storms are placing on the UK insurance market.
