A Houston man is facing a felony insurance‑fraud charge after authorities in Floyd County issued a warrant detailing what investigators describe as an elaborate scheme involving falsified insurance documents. Bradford Lee McWhorter II, 43, was arrested in Rome after state insurance investigators linked him to a fraudulent Certificate of Liability Insurance allegedly used in an attempt to rent equipment from a California prop‑rental company.
According to the sworn affidavit filed in Floyd County Magistrate Court, the investigation began when Emmett Long of Jowers‑Sklar Insurance in Rome reported concerns about a suspicious insurance certificate sent to a rental company in California. The document, investigators say, was provided by McWhorter and appeared to show active coverage for “Atlanta Audio Visual (AAV Global, LLC).” Long told investigators the certificate was fraudulent and that all Travelers policies associated with the business had been canceled years earlier.
The affidavit states that Paul Andruszkewicz, owner of E.C. Prop Rentals in North Hollywood, contacted the insurance agency to verify the certificate after receiving it from McWhorter by email. When informed it was invalid, Andruszkewicz confronted McWhorter—who then allegedly sent a second certificate under a different company name, “McRue Concepts, LLC,” which investigators also determined to be fraudulent.
State investigators subpoenaed subscriber information for phone numbers and email accounts used in the alleged scheme. Records tied the numbers and email addresses directly to McWhorter, his previous business “Worldwide Audio‑Visual Services,” and the Atlanta‑area address listed on the fraudulent documents. The affidavit also notes that the email account used to send the certificate was registered to McWhorter and linked to multiple bank cards in his name.
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