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As ever more wealthy Americans move abroad, new research has unpacked the top 10 countries that offer them a luxurious lifestyle they seek — for a whole lot less than they’d pay in the U.S.
A new study by digital entertainment company Casino.com (1), shared with Moneywise, looked into which countries have the most boast-worthy abodes, powerful passports to travel freely and attractive tax incentives. Plus, of course, wellness spaces, nightlife, five-star hotels, yacht marinas and more.
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The research examined 30 hot spots among high-income families, and also measured factors including safety ratings, luxury real estate listings and average tax rate. The ratings combine into a single score out of 100, suggesting what daily life might look like for someone with the money to spend.
The best countries to live if you’re a millionaire
Malta is considered — by a long shot — the best country for luxury living, according to Casino.com’s report. In fact, it’s the only country on the list that scored a perfect 100. While it did have the lowest safety index, at 63.76, expats in Malta can enjoy tens of five-star hotels and yacht marinas along the coastline.
The Mediterranean island boasts 12 yacht marinas, 117 spa and wellness facilities and 162 nightlife venues, while offering an average tax rate of 17.5%.
The country also has more than 200 luxury property listings available per 100 square kilometers, making it easier for affluent buyers to find high-end homes. Its passport provides visa-free access to 132 destinations, adding another draw for internationally mobile residents.
Malta’s appeal extends well beyond wealthy expats. The Mediterranean island has become one of Europe’s fastest-growing tourism destinations, attracting a record 4.02 million international visitors (2) in 2025—a 12.9% increase from the previous year.
Malta reported a 16.4% increase in arrivals between January and May 2026, and 10% more overnight stays, according to the Times of Malta (3). U.S. arrivals to Malta, for example, jumped by nearly 46% while overnight stays increased by almost 37%, making it one of Europe’s biggest increases in American visitors, second only to Luxembourg.
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