Plan to increase PRSI to cover Taoiseach’s promise of keeping pension age at 66.

45 comments
  1. Ah shure, it’s not like people under 40 have anything else to be doing with their money anyway.

    E: Seriously though, this is a growing trend across the western world. Establishment parties see that with a population pyramid that is becoming top heavy, the best way to stay in power is to appeal to the interests of older voters to the determent of the young. Fianna Fail’s base is the grey vote, Fine Gael’s is essentially those with established wealth. Both parties know that young people aren’t going to vote for them in great numbers so they’ll push policies to keep their core groups onside.

  2. So the young get screwed to pay for the old.

    The numbers just don’t add up, the age has to increase.

    Either way, I won’t be relying on the state pension being there by the time I get to that age.

  3. How about implementing a meaningful difference in the payment rate between the contributory and non-contributory pensions for a start? Ya get f^*k all for paying PRSI in this country

  4. The issue is the public backlash over increasing the pension age, which is inevitable. And it doesn’t just come from older groups, you see outroar from younger age groups when it’s brought up too, and it’s used as a major point buy opportunistic opposition parties. We need to have a serious plan about the future of pensions, but so many people would rather bury their head in the sand.

  5. I’ve met a few people who have been retired out of their job at 65 but still have to work somewhere for another year but because of their age and the fact that they’ll be gone in a year no one wants them. They didn’t vote a housing crisis into being, they didn’t vote a minimum wage that didn’t keep up with the cost of living. We are blaming a lot of people for the actions of a few, which is kinda how politics likes to work. Keep them at each other.

  6. So much for their promises to make the next budget better for the middle income earners. That was already in the “I’ll believe it when I see it” pile but it’s back in “never gonna happen” now.

  7. Look the state pension is essentially a pyramid scheme. But our population is looking pretty funnel shaped so somethings got to give.
    Do I want to pay more PRSI for the rest of my working life or wait another two years – I honestly don’t know.
    A tax on old people stuff like Eagles tickets, stonewashed jeans or beemers would be a progressive step, is any party protesting that?

  8. This is a worldwide issue, the age will have to be increased, and he knows this. This is the lad who accuses everybody else of populism, this is an election winner not a viable proposition for our economy

  9. Another wealth transfer from Millenials and Gen Z to the wealthiest generation BY FAR in Ireland.

    It’s about time we stop debating the nuances of earning disparity amongst working class and middle class in their 30s and instead start talking about how >60 year olds are absolutely fucking us over. Paying back the debt they incurred when they were in charge of the economy, stopping new developments with constant objections, etc.

  10. I have some sympathy for them in this decision. Younger workers will obviously be annoyed about this, cause who wants to pay more taxes. Pensioners have (generally) worked and done their part and what was expected of them but now can’t add to their savings or pensions so would be left to increasingly tighter budgets to live on.

    Obviously getting a grip on inflation generally would be a solution but the oil and gas companies are the main driver of that which the government either has no control of or no appetite. I’m guessing latter as most countries seem to

  11. Another middle finger to the young working individual already struggling to make ends meet. How about introducing another tax band for super wealthy?

  12. These old people have it all tied up. Politicans know they are the only group who votes that’s we have been locked up for the last two years to protect them.

  13. Ah yes the good old raising tax during massive inflation, record fuel costs and record housing prices (for both rental and purchase). And fun fact the gov the last few years have gotten a massive surplus which was used to pay off more debt.

  14. I’d love to hear whether people would prefer increased taxation to fund pensions becoming more expensive as our population gets older and lives longer
    or
    whether people would like to see pensions scaled down or given out later in life.

    I don’t have a preferred option myself, but really curious to hear what people would prefer

  15. It is a lie that PRSI has to be used for this. The entire breadth of the tax base can be used for peoples pensions, it is not limited to an income tax – wealth taxes can be expanded for this instead. It is also a lie that pensions funded by the government, need to be pre-funded, only private pensions require that.

    Do not fall for narratives which pit one generation against another.

  16. I don’t blame the older generations for this. The same way I wouldn’t hold it against young voters if it was the other way around.

    What I will fucking do is blame FFG once again for playing the Irish electorate against eachother. Biggest bunch of west brits that I’ve ever seen. They don’t give a fuck about Ireland or the people in it, old or young. They only care about themselves.

  17. Old people will love to tell you how hard they had it growing up but they’ve had it pretty sweet since then.

    Cheap housing

    Able to raise a family on even the nose mediocre single salary

    Virtually untouched in the last recession while everyone else suffered

    Young people virtually put their life on hold for two years in order to keep them safe

    Pandered to politicians

  18. So if they do bring in this 30% PAYE rate for middle income earners, any extra money that would have been in our pockets will be cancelled because we’ll be paying more PRSI.

  19. How about we take the big fat juicy pensions from public sector workers and divvy it out.

    Was recently told a retired public sector employee received 1000€ a week from the state!!

  20. Why are we increasing taxes instead of moving funds from somewhere else? We don’t need to subsidize hound racing or private construction firms as a couple quick examples.

  21. Pension age is currently 66. A person that started work at 18 will have to work 48 years before receiving the state pension, that they’ve paid into for all that time.

    I started work on my 15th birthday (part time). I’ve never been unemployed, minor gaps in my work history are from taking a month off in between jobs.

    I will have worked, and paid tax + prsi (along with USC, income levy, health levy on top) for 50 years by the time I retire. Because I’m lucky to have an occupational pension and will retire on my 65th birthday.

    A lot of people are already struggling to make ends meet, 1% PRSI increase could be the straw that breaks the camel’s back.

    There’s a saying, if you don’t vote, don’t bitch. People of all ages who are entitled to do so, need to vote, to have their voice heard.

  22. The state pension is a ponzi scheme that is going to be non-existent by the time millennials retire. We really are going to be worse off than older generations with the way things are going in this country.

  23. The great difficulty is that though that generation has much more wealth, most of it is tied up in the value of their home, which isn’t liquid.

    So we all resent them for it, but they can’t spend it.

  24. This seriously makes me want to cry I’m hanging on by my fingernails to survive, paying rent I can’t afford but I’m in My 30s and could only live at home for so long, just one thing after another after another, the pressure is emense lads I can’t cope

  25. This is why I don’t get why people my age are against increases to the pension age.

    It’s either that, a decrease in pension benefits, or non-pensioners pay for it. That shitty choice is something people who oppose pension age increases will always dance around.

    And having working people pay for it is not viable in the short term. Right now we have 4 workers for every person on state benefits. By 2050 that’ll be just 2.5. And our capacity issues with housing and health mean that we can’t just use immigration to solve this problem for us.

    That’s why reduced benefits or an increase in the pension age are inevitable. It’s clear that an increase in the pension age is the best option which is why most governments propose it. But most governments have difficulty making that change because people are refusing to admit the fact that it’s necessary.

  26. >Senior Government sources suggested different rates of pension payments, linked to when a person stops working, may be introduced.
    >
    >This could see people who retire at 66 get less money than someone who stops working later in life.

    the contributory pension already does this if you stop working later in life depending on how they calculate the pension..

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