Has it gone down? I’m quite sure I’ve read articles in the past where that number was 70k EUR.
Combine that with this
>Twintig jaar geleden kreeg slechts 22% van de jongeren financiële hulp bij de aankoop van hun eerste woning. Nu ligt dat duidelijk anders: 6 op 10 jongvolwassenen wordt vandaag op één of andere manier financieel gesteund door hun ouders wanneer ze hun eigen woning kopen. Dat blijkt uit een onderzoek van InSites Consulting, dat in opdracht van AXA Bank 600 Belgen ondervroeg.
And it’s fairly obvious that if you’re young without help from your parents that you’re royally fucked.
And yet, boomers in mass voted for higher pensions last elections instead of giving relief to young people. Meanwhile, boomers keep buying up real estate for themselves to rent out to young people who are then priced out of the real estate market and are forced to rent longer, thus further entrenching boomer wealth.
>In 2011 maakten mannen en vrouwen tussen 21 en 35 jaar nog 61 procent uit van de klanten die via Immotheker Finotheker leenden voor hun eerste woning. Tien jaar later is dat aantal gedaald naar 41 procent. De gemiddelde leeftijd om een eerste woning te kopen is gestegen naar 42 jaar.
But whenever anyone tries to question these trends you’ve got people jumping with things like “can you blame people for just trying to own some extra real estate to rent out???!!! They worked hard for it!!! You can’t now make it easier for young people because that would hurt boomers!!!”
And there’ll probably be a whole lot of people very happy to see this, as it means the value of their property has gone up.
Meanwhile, investment properties are booming… Because fuck young people, right?
We tried to buy a plot of land for the official price of 120.000€. We then waited because the seller had other potential buyers. He called us back and told us that an older man offered 300.000€ if he can get it guaranteed on that day.
How can we compete with that?
Maar gelukkig is die woonbonus voor 1e woningen afgeschaft, anders bleven de prijzen stijgen /s
Now write an article about ‘Buying a house people actually want without having to DIY’. I’d like to know the actual number people need for that.
Welps, that’s money I don’t have. 35k is attainable for me to save up on my own, but >50k is out of my league. I mean, I can if I continue to live with my mom until I’m 35 but a. I don’t want that and b. by that time the banks probably expect 90k or so.
Damn, got lucky to buy something three years ago. Not sure if could’ve kept up with the increase in prices with my savings.
How much for a plot of land under a bridge to put my tent up at?
This (my) generation needs help buying a house/apartment and most get some from their parents.
Prices keep on rising, savings rates drop.
If this continues my generation won’t be able to give the same assist to our kids. What then?
I’ve only got a good job now after years and years of shitty jobs and shitty situations. I’m 29, I’ll never be able to save that much. It’s depressing.
Good thing I haven’t lived so far, only raked in money. Wasting away behind my pc playing the same games without spending hardly any money. 🥲
So like it is in almost all neighbouring countries and all timeframes….
Who would have thought that every individual owning a 3 bedroom house was not sustainable.
Every week we see *some* article about the housing market, younger people getting pushed out of the market, invest into real estate or anything related to this.
It baffles my mind there hasn’t been a *generational clash* yet. It’s well under way and I’m scared for the consequences for any one of us, since there is no solution which can benefit everyone so *someone somewhere* will be royally f0cked.
Cool that’s about my savings, but the bank still doesn’t give me much of a loan as a single dude 🙁
FML ik had dit en zit vast in btc.
Soon that will be the price of a car.
Don’t go live in the middle of nowhere because it’s cheaper.
Time for another pity party? No, you will not be able to buy your dream house in your ideal location a day after your 18th birthday
Weird sliver of hope: when interest rates go up, banks will be happy again to offer 100% or higher loans. Ofc that means you’ll be able to loan less total, as there is more interest. But for young people this is the more interesting option as starting capital is the hardest. Not everyone can and nobody should have to depend on parents. We’ll still see established buyers push up prices, can’t do anything about that.
But it should become easier to get that first property. You’ll still have to settle for something less interesting, but I really want to stress that the sooner you can start paying something off, the better it is. Naturally first take time to rent, especially with a partner, it’s a good learning experience that you can get out of with relative ease. Save in that time because you will probably need it still. But once you’ve got your bearings, everything you pay off is a future loan and that gives you a fighting chance for the future.
Quite happy that I still bought our house at the end of 2021. 1,26% intrest and 3% registration rights. The house was 420k. We put in 20k (didn’t need to) and paid 24k for fees and registration rights, so ~44k total.
Y’all can buy houses for 57.000? With the money I can borrow with that little I can only go for “te renoveren” woningen
This is an **average** and looking at the absurdly high standards single people around 30 years old seem to have if I can believe Reddit, half of that should be enough for a decent apartment or townhouse with more than enough room for 1-2 people.
u/nr1md mentioned here that they needed 62k in cash to buy an enormous amount of land (1300m²) and a 170m² house. That’s more than enough to fit a family with 3 children and a few dogs, so I’m pretty sure that singles should be more than finding something while needing only half that amount of cash.
I can easily fit 4 bedrooms, 2 bathrooms and a roomy living room plus kitchen and a hole lot of storage in a 170m² house. Why do young couples without children or even singles somehow think that this should be the standard?
I really don’t see why people constantly complain that things are impossible here with regards to buying your own place.
22 comments
Has it gone down? I’m quite sure I’ve read articles in the past where that number was 70k EUR.
Combine that with this
>Twintig jaar geleden kreeg slechts 22% van de jongeren financiële hulp bij de aankoop van hun eerste woning. Nu ligt dat duidelijk anders: 6 op 10 jongvolwassenen wordt vandaag op één of andere manier financieel gesteund door hun ouders wanneer ze hun eigen woning kopen. Dat blijkt uit een onderzoek van InSites Consulting, dat in opdracht van AXA Bank 600 Belgen ondervroeg.
https://www.axabank.be/nl/blog/60-percent-jongeren-financiele-steun-aankoop-woning
And it’s fairly obvious that if you’re young without help from your parents that you’re royally fucked.
And yet, boomers in mass voted for higher pensions last elections instead of giving relief to young people. Meanwhile, boomers keep buying up real estate for themselves to rent out to young people who are then priced out of the real estate market and are forced to rent longer, thus further entrenching boomer wealth.
>In 2011 maakten mannen en vrouwen tussen 21 en 35 jaar nog 61 procent uit van de klanten die via Immotheker Finotheker leenden voor hun eerste woning. Tien jaar later is dat aantal gedaald naar 41 procent. De gemiddelde leeftijd om een eerste woning te kopen is gestegen naar 42 jaar.
https://www.nieuwsblad.be/cnt/dmf20210521_92754452
But whenever anyone tries to question these trends you’ve got people jumping with things like “can you blame people for just trying to own some extra real estate to rent out???!!! They worked hard for it!!! You can’t now make it easier for young people because that would hurt boomers!!!”
And there’ll probably be a whole lot of people very happy to see this, as it means the value of their property has gone up.
Meanwhile, investment properties are booming… Because fuck young people, right?
We tried to buy a plot of land for the official price of 120.000€. We then waited because the seller had other potential buyers. He called us back and told us that an older man offered 300.000€ if he can get it guaranteed on that day.
How can we compete with that?
Maar gelukkig is die woonbonus voor 1e woningen afgeschaft, anders bleven de prijzen stijgen /s
Now write an article about ‘Buying a house people actually want without having to DIY’. I’d like to know the actual number people need for that.
Welps, that’s money I don’t have. 35k is attainable for me to save up on my own, but >50k is out of my league. I mean, I can if I continue to live with my mom until I’m 35 but a. I don’t want that and b. by that time the banks probably expect 90k or so.
Damn, got lucky to buy something three years ago. Not sure if could’ve kept up with the increase in prices with my savings.
How much for a plot of land under a bridge to put my tent up at?
This (my) generation needs help buying a house/apartment and most get some from their parents.
Prices keep on rising, savings rates drop.
If this continues my generation won’t be able to give the same assist to our kids. What then?
I’ve only got a good job now after years and years of shitty jobs and shitty situations. I’m 29, I’ll never be able to save that much. It’s depressing.
Good thing I haven’t lived so far, only raked in money. Wasting away behind my pc playing the same games without spending hardly any money. 🥲
So like it is in almost all neighbouring countries and all timeframes….
Who would have thought that every individual owning a 3 bedroom house was not sustainable.
Every week we see *some* article about the housing market, younger people getting pushed out of the market, invest into real estate or anything related to this.
It baffles my mind there hasn’t been a *generational clash* yet. It’s well under way and I’m scared for the consequences for any one of us, since there is no solution which can benefit everyone so *someone somewhere* will be royally f0cked.
Cool that’s about my savings, but the bank still doesn’t give me much of a loan as a single dude 🙁
FML ik had dit en zit vast in btc.
Soon that will be the price of a car.
Don’t go live in the middle of nowhere because it’s cheaper.
Time for another pity party? No, you will not be able to buy your dream house in your ideal location a day after your 18th birthday
Weird sliver of hope: when interest rates go up, banks will be happy again to offer 100% or higher loans. Ofc that means you’ll be able to loan less total, as there is more interest. But for young people this is the more interesting option as starting capital is the hardest. Not everyone can and nobody should have to depend on parents. We’ll still see established buyers push up prices, can’t do anything about that.
But it should become easier to get that first property. You’ll still have to settle for something less interesting, but I really want to stress that the sooner you can start paying something off, the better it is. Naturally first take time to rent, especially with a partner, it’s a good learning experience that you can get out of with relative ease. Save in that time because you will probably need it still. But once you’ve got your bearings, everything you pay off is a future loan and that gives you a fighting chance for the future.
Quite happy that I still bought our house at the end of 2021. 1,26% intrest and 3% registration rights. The house was 420k. We put in 20k (didn’t need to) and paid 24k for fees and registration rights, so ~44k total.
Y’all can buy houses for 57.000? With the money I can borrow with that little I can only go for “te renoveren” woningen
This is an **average** and looking at the absurdly high standards single people around 30 years old seem to have if I can believe Reddit, half of that should be enough for a decent apartment or townhouse with more than enough room for 1-2 people.
u/nr1md mentioned here that they needed 62k in cash to buy an enormous amount of land (1300m²) and a 170m² house. That’s more than enough to fit a family with 3 children and a few dogs, so I’m pretty sure that singles should be more than finding something while needing only half that amount of cash.
I can easily fit 4 bedrooms, 2 bathrooms and a roomy living room plus kitchen and a hole lot of storage in a 170m² house. Why do young couples without children or even singles somehow think that this should be the standard?
I really don’t see why people constantly complain that things are impossible here with regards to buying your own place.