That’s into the 5th decile for income, which means more than 50% of the working age population accounting for those who don’t or can’t work.
Sure… But lets face it, they aren’t going to struggle as much as a family of 4 on £20k if you are on minimum wage.
If you have nothing left to cut and your bills are getting hiked every 3 months, you’re gonna be in trouble. Without a government plan it’s just a matter of when your gonna be struggling, not if.
What I do find disgusting is that the energy companies are saying to the government that people need help, and the government are AWOL…again
I’ll be honest, we are a couple with no kids with a joint income of about £72,500ish, and we *aren’t* going to struggle to pay our bills. We might save less, and be a bit more mindful on luxuries, but we’re not going to have to make choices about heating or eating.
I’d rather any support was more targeted to those who really need it.
Is he the guy who gets revolutionary pensioners to pay to heat his stables while they freeze?
Now divide that by 4 for everyone on minimum wage/Universal credit/disability
I currently earn £49,000. My wife earns £21,000. We have a comfortable life and are very fortunate. We have both been poor and jobless. I cannot even begin to imagine how those on lower incomes are coping, and have started to donate heavily to my local food bank.
If only there was someone in charge of the country’s money, you know, like a chancellor of the exchequer of something. They could probably do something about it. Sad really, if only the government thought if it.
Energy companies are literally hedging cash for sustainable solutions to power while we hemorrhage the money to pay for it.
It’ll be up to 10k by Christmas then next year it will actually be about 5k and most will say oh it wasn’t that bad. Yea it’s still bad, we are being extorted.
If 70% of the population are having to make cutbacks this will create a snowball recession.
My parents are well off but even they’ve decided to swap their car to a cheaper model to reduce their outgoings.
Me and my wife will weather the storm (praying neither of us lose our jobs) but the cost of living means we’re eating out significantly less, clothes shopping less, diy less, nights away less.
She went out last night and said most bars were dead… on a Friday… on a payday… on a bank holiday.
MPs claim their utility bills on expenses. They have no skin in this game.
We pay for ours and theirs.
Funny that, didn’t he say the other day that the solution is to simply use less electricity and gas?
I’m on £42k abiet not a true reflex of £42k due to fees that are unique to my profession (my take home is £2200) and I know I’m gonna struggle at some point.
The worst part is a work in a job funded by the government so they could solve my problems.
Yes and when those middle class stop spending- it will be those lower wage workers who end up losing their jobs. It isn’t as simple as people think
Yes and when those middle class stop spending- it will be those lower wage workers who end up losing their jobs. It isn’t as simple as people think
Genuinely curious as to what happened to those on 300 or so a week, like six months ago.
You live within your means and often can’t easily get rid of some of your outgoings (e.g. car and house). People might think it’s out of touch to say people on £45k may struggle but chances are they’ll have a bigger house and a better car than someone on an average wage will. If people could see into the future they might not have signed that 4 year lease which seemed within budget at the time.
That’s the combined wages of my house. We need a revolution.
I’m on 70k and I’m going to stuggle. two kids under 5, childcare costs, food, energy etc…
Minimum wage is £9.50 per hour.
X 40 hour week, never sick, never absent from work, 52 weeks per year annual pay £19,760 per year (before tax).
2 working adults in household on minimum wage, £39,520 per annum combined before tax. Expected take home pay will be around £30,000 net.
Let’s take current living costs:
Average uk rent is about £700 per month for a 1 bed flat. That eats £8400. Plus with council tax of about £1000-£1400, can call it £9500 rents.
Now price cap on gas and electric has gone to £3400 so we have spent £12,900 of the combined wage.
£500 each on transport per month budget – car, insurance and petrol costs (£12000 per annum gone) combined already spent £24,900. Note, I get that you could bring this down if you use public transport, car pool or cycle but dependent on where you work this isn’t that easy.
That leaves £5000 for everything else over the month, roughly £100 per week combined for food, toiletries and luxuries.
My partner and I are both students and we receive ~£11,000 total in student loans. I know we don’t have as many expenses as other people but we still have to pay the same rent and bills as everyone else, how are we supposed to cope? :’)
So how are people on say, £20.000 before tax supposed to cope? Earning too much to qualify for any benefits, but too little to make ends meet.
I thought average wage was £30/35k. So most people then will struggle. And where’s the Government? Still on holiday. And will be back for around a month and then they’ll be off for Christmas. Nothing gets done. It’s pitiful and where’s the opposition. ? I do not hear about them unless I make a conscious effort to find information on Labour but many will not do this.
It’s your job to make it better you imbecile, don’t need to say how bad it’s getting as if there’s nothing that can be done
How does he think people living on less than 10k are doing then?
Looks like the Tories forgot that a good chunk of the country does basic jobs for a minimum salary.
Therefore £45k should be the new minimum living wage, no?
I earn just under that 45k. My wife and I waited nearly 10 years before having kids to be able to provide a stable environment on just one income.
Before we bought our first house last year I compared a spreadsheet of our outgoings while renting vs when we own a house and we should have had a reasonable surplus to allow us to save and contribute towards our pensions. Instead we are perpetually fucked over by twats fucking with the economy.
We are not buying loads of stuff, own one cheap car that we bought new and haven’t been on holiday for 3 years. This is pretty shit tbh.
People will probably still vote Tory at the next election. It’s like England has a weird Stockholm syndrome and will vote for them no matter how bad their lives get under Conservative rule.
*sigh*
The rhetoric of low earners v high earners is always to pit them against each other. It’s not a competition, low earners are going to suffer, higher earners are likely going to feel it as well.
You can be earning 20k living at home with no debt and just pitching in on the bills and you’ll be fine.
You can be earning 80k, supporting a partner and kids with a mortgage and other debt struggling to cover these bills.
The only people really going to breeze through this are people already with wealth. Earnings don’t mean as much as outright owning your own home, with investments etc. When you don’t even have to work you’re really wealthy.
Instead we get people all under 100k a year fighting over who is suffering the most like it’s a contest.
I earn 43k 31, Father living in Surry.
My wife earns around 28k, we have one children.
We are struggling to make ends meet. Rent gone up 200, council tax gone up £20, pet insurance went up, travels gone up, foods gone up, petrols gone up and energy has gone from £130 a month to £400 a month.
We used to be relatively comfortable – not rich by any means but comfortably pay check to paycheck with a little spare some months.
Nowadays we run out of money 2 weeks into the month and we are not doing anything differently.
The problem is this constant moving of goal posts where it’s not only the poor, but those on the middle get squeezed more and more and pitted against each other.
If someone earns under 20k the message is get a better job, work more, hustle, don’t have children if you can’t afford them etc to better yourself and your life.
If someone earns £45k then the message is be grateful for what you have, you don’t deserve any help, be happy you don’t earn £20k.
And the reality is that both of these groups are being let down by the government because a house you could rent for £1000 4 years ago now costs £1400 to rent, childcare costs more than £1000 a month and you aren’t getting any free hours for the first three years, your bills are doubling and tripling, groceries are going up so by the time you have “pulled yourself up by yours bootstraps” to earn a better living all you achieved is that your feet aren’t freezing wet anymore, but they are not exactly comfortable and secure either.
Benefits in a lot of cases are a bandaid on a bullet wound because they don’t solve any of the big problems like housing, cost of living, lack of affordable childcare, energy prices etc. they are just outsourcing those problems to the government to help pay for.
33 comments
Pretty sure that’s like 70% of the country but you know, keep testing them
The new price cap £3549
Single earner on £45k, monthly take home (at the moment) – £ 2,851.42Src : [https://www.thesalarycalculator.co.uk/salary.php](https://www.thesalarycalculator.co.uk/salary.php)
Now working for over a month just to pay gas/electric.
edit:
[https://www.statista.com/statistics/813364/average-gross-income-per-household-uk/#:~:text=Average%20gross%20income%20per%20household%20in%20the,2020%2F21%2C%20by%20decile%20group&text=Households%20in%20the%20bottom%20decile,earned%20182%2C169%20pounds%20per%20year](https://www.statista.com/statistics/813364/average-gross-income-per-household-uk/#:~:text=Average%20gross%20income%20per%20household%20in%20the,2020%2F21%2C%20by%20decile%20group&text=Households%20in%20the%20bottom%20decile,earned%20182%2C169%20pounds%20per%20year).
That’s into the 5th decile for income, which means more than 50% of the working age population accounting for those who don’t or can’t work.
Sure… But lets face it, they aren’t going to struggle as much as a family of 4 on £20k if you are on minimum wage.
If you have nothing left to cut and your bills are getting hiked every 3 months, you’re gonna be in trouble. Without a government plan it’s just a matter of when your gonna be struggling, not if.
What I do find disgusting is that the energy companies are saying to the government that people need help, and the government are AWOL…again
I’ll be honest, we are a couple with no kids with a joint income of about £72,500ish, and we *aren’t* going to struggle to pay our bills. We might save less, and be a bit more mindful on luxuries, but we’re not going to have to make choices about heating or eating.
I’d rather any support was more targeted to those who really need it.
Is he the guy who gets revolutionary pensioners to pay to heat his stables while they freeze?
Now divide that by 4 for everyone on minimum wage/Universal credit/disability
I currently earn £49,000. My wife earns £21,000. We have a comfortable life and are very fortunate. We have both been poor and jobless. I cannot even begin to imagine how those on lower incomes are coping, and have started to donate heavily to my local food bank.
If only there was someone in charge of the country’s money, you know, like a chancellor of the exchequer of something. They could probably do something about it. Sad really, if only the government thought if it.
Energy companies are literally hedging cash for sustainable solutions to power while we hemorrhage the money to pay for it.
It’ll be up to 10k by Christmas then next year it will actually be about 5k and most will say oh it wasn’t that bad. Yea it’s still bad, we are being extorted.
If 70% of the population are having to make cutbacks this will create a snowball recession.
My parents are well off but even they’ve decided to swap their car to a cheaper model to reduce their outgoings.
Me and my wife will weather the storm (praying neither of us lose our jobs) but the cost of living means we’re eating out significantly less, clothes shopping less, diy less, nights away less.
She went out last night and said most bars were dead… on a Friday… on a payday… on a bank holiday.
MPs claim their utility bills on expenses. They have no skin in this game.
We pay for ours and theirs.
Funny that, didn’t he say the other day that the solution is to simply use less electricity and gas?
I’m on £42k abiet not a true reflex of £42k due to fees that are unique to my profession (my take home is £2200) and I know I’m gonna struggle at some point.
The worst part is a work in a job funded by the government so they could solve my problems.
Yes and when those middle class stop spending- it will be those lower wage workers who end up losing their jobs. It isn’t as simple as people think
Yes and when those middle class stop spending- it will be those lower wage workers who end up losing their jobs. It isn’t as simple as people think
Genuinely curious as to what happened to those on 300 or so a week, like six months ago.
You live within your means and often can’t easily get rid of some of your outgoings (e.g. car and house). People might think it’s out of touch to say people on £45k may struggle but chances are they’ll have a bigger house and a better car than someone on an average wage will. If people could see into the future they might not have signed that 4 year lease which seemed within budget at the time.
That’s the combined wages of my house. We need a revolution.
I’m on 70k and I’m going to stuggle. two kids under 5, childcare costs, food, energy etc…
Minimum wage is £9.50 per hour.
X 40 hour week, never sick, never absent from work, 52 weeks per year annual pay £19,760 per year (before tax).
2 working adults in household on minimum wage, £39,520 per annum combined before tax. Expected take home pay will be around £30,000 net.
Let’s take current living costs:
Average uk rent is about £700 per month for a 1 bed flat. That eats £8400. Plus with council tax of about £1000-£1400, can call it £9500 rents.
Now price cap on gas and electric has gone to £3400 so we have spent £12,900 of the combined wage.
£500 each on transport per month budget – car, insurance and petrol costs (£12000 per annum gone) combined already spent £24,900. Note, I get that you could bring this down if you use public transport, car pool or cycle but dependent on where you work this isn’t that easy.
That leaves £5000 for everything else over the month, roughly £100 per week combined for food, toiletries and luxuries.
My partner and I are both students and we receive ~£11,000 total in student loans. I know we don’t have as many expenses as other people but we still have to pay the same rent and bills as everyone else, how are we supposed to cope? :’)
So how are people on say, £20.000 before tax supposed to cope? Earning too much to qualify for any benefits, but too little to make ends meet.
I thought average wage was £30/35k. So most people then will struggle. And where’s the Government? Still on holiday. And will be back for around a month and then they’ll be off for Christmas. Nothing gets done. It’s pitiful and where’s the opposition. ? I do not hear about them unless I make a conscious effort to find information on Labour but many will not do this.
It’s your job to make it better you imbecile, don’t need to say how bad it’s getting as if there’s nothing that can be done
How does he think people living on less than 10k are doing then?
Looks like the Tories forgot that a good chunk of the country does basic jobs for a minimum salary.
Therefore £45k should be the new minimum living wage, no?
I earn just under that 45k. My wife and I waited nearly 10 years before having kids to be able to provide a stable environment on just one income.
Before we bought our first house last year I compared a spreadsheet of our outgoings while renting vs when we own a house and we should have had a reasonable surplus to allow us to save and contribute towards our pensions. Instead we are perpetually fucked over by twats fucking with the economy.
We are not buying loads of stuff, own one cheap car that we bought new and haven’t been on holiday for 3 years. This is pretty shit tbh.
People will probably still vote Tory at the next election. It’s like England has a weird Stockholm syndrome and will vote for them no matter how bad their lives get under Conservative rule.
*sigh*
The rhetoric of low earners v high earners is always to pit them against each other. It’s not a competition, low earners are going to suffer, higher earners are likely going to feel it as well.
You can be earning 20k living at home with no debt and just pitching in on the bills and you’ll be fine.
You can be earning 80k, supporting a partner and kids with a mortgage and other debt struggling to cover these bills.
The only people really going to breeze through this are people already with wealth. Earnings don’t mean as much as outright owning your own home, with investments etc. When you don’t even have to work you’re really wealthy.
Instead we get people all under 100k a year fighting over who is suffering the most like it’s a contest.
I earn 43k 31, Father living in Surry.
My wife earns around 28k, we have one children.
We are struggling to make ends meet. Rent gone up 200, council tax gone up £20, pet insurance went up, travels gone up, foods gone up, petrols gone up and energy has gone from £130 a month to £400 a month.
We used to be relatively comfortable – not rich by any means but comfortably pay check to paycheck with a little spare some months.
Nowadays we run out of money 2 weeks into the month and we are not doing anything differently.
The problem is this constant moving of goal posts where it’s not only the poor, but those on the middle get squeezed more and more and pitted against each other.
If someone earns under 20k the message is get a better job, work more, hustle, don’t have children if you can’t afford them etc to better yourself and your life.
If someone earns £45k then the message is be grateful for what you have, you don’t deserve any help, be happy you don’t earn £20k.
And the reality is that both of these groups are being let down by the government because a house you could rent for £1000 4 years ago now costs £1400 to rent, childcare costs more than £1000 a month and you aren’t getting any free hours for the first three years, your bills are doubling and tripling, groceries are going up so by the time you have “pulled yourself up by yours bootstraps” to earn a better living all you achieved is that your feet aren’t freezing wet anymore, but they are not exactly comfortable and secure either.
Benefits in a lot of cases are a bandaid on a bullet wound because they don’t solve any of the big problems like housing, cost of living, lack of affordable childcare, energy prices etc. they are just outsourcing those problems to the government to help pay for.