70k should be more than enough to live on in Ireland, especially for an individual. If someone earning that much has no discretionary money, there are only two possibilities:
* They’re shit with money
* FFG have made things *so bad* that someone on really good money is just scraping by.
That’s some hot take there, but if they’re worried about people(**Individual’s not families!**) over 70k…how’s the vast majority below 70k doing?
Who d fuk makes 70 grand a year?!
How the hell does someone on 70k have such little discretionary income?
Like even if they’re paying a relativelyhigh rent/mortgage that’s only a relatively small chunk of 70k. What are the other massive expenses that are leaving no discretionary income out of ~€5800 every month?
Doing the basics on any tax calculator, single, no kids, no pension contributions would take home about €3900 a month…
Madigan is not smart. For someone who trumpets her cleverness and education she’s massively bungled her own career despite a decent head start in life.
Madigan’s dad was Paddy Madigan (lawyer and FF cllr) who was famous/infamous as a champion of landlords. He successfully challenged the constitutionality of rent controls. He also resigned from FF in the 90s over their imposition of a residential property tax.
Madigan should have had an easy path to significant power. She was gifted a great opportunity by Shatter’s defenestration and took it. She then just had to do the basics expected of a TD for Ireland’s wealthiest FG voters – oppose taxes, balance that harshness out with some socially liberal stuff. She had a great opportunity with the divorce referendum, given her background as a family lawyer. She also supported Varadkar and was rewarded with a ministry.
It was a stunning rise, cllr to cabinet in 2 years. Then she massively blew it. Arts minister is an easy gig, but Madigan developed a reputation as being aloof, image obsessed, and difficult – being hard to advise and image obsessed leads to you doing [really stupid shit that will come back to haunt you](https://twitter.com/josephamadigan/status/1443532294682202112?t=VaLJ5kEp5-3YHcsGhhjIhQ&s=19). Damaged by her association with Maria Bailey and demoted to a junior minister in Education with responsibility for Special Education she hasn’t done well. The “special education centres” stuff over the summer was so badly handled and will have been really damaging for her. Worse, it’s damaging in her own constituency because special needs education is something that touches everyone, even her privileged voters.
She’s now actually at risk of losing her seat, which should be one of the safest in the country. Her and Richmond will now be in a battle with former Sinn Féin press officer Sean Tracy for a seat that he should ordinarily be nowhere near winning. Richmond is probably safer (and has been ensuring that by keeping a huge media profile), which means Madigan has to hope that either Catherine Martin can’t manage to hold on, or another seat is added to the constituency.
The country’s cooked
Madigan, the female ‘tim nice but dim’
I think FG are jelly because they’re not populist but they are not popular either.
She’s a TD for the wealthiest part of the country. she’s playing to her base and doesn’t give a shit what us plebs think.
A lot of people seem to be arguing about whether or not 70k is a lot of money to live on. The point is it should be, considering the average wage is far below that, you would hope 70k earners are living a life of luxury and safety and don’t have to rely on government assistance to get by. But due to cost of living crisis and general mismanagement by the government we’re here arguing if 70k is a lot.
Try living on 30k a year ffs
Jaysus lads I would fucking murder to be on anywhere near 70k.
Hi man on 23k living in the center of Dublin.
HOW THE FUCK IS SOMEONE WITH THAT MUCH MONEY MOANING ABOUT NOT GETTING 1000 QUID
whatever about this lady, this proposal is ridiculous. We already penalise people on over 70k with obscene taxation. Any intervention to the market needs to be for everyone. we’re not fucking Cuba
Of course someone on 70k is very well off. However, when buying a house it’s fairly standard practice to buy as much as you can afford. After paying your mortgage, bills and other basic living expenses, you have a certain amount left over each month. Inflation has severely squeezed that, so it’s reasonable that even people with this income may be struggling.
I have serious issues with the way that Sinn Fein are posturing to make anyone who makes over 70K public enemy number 1.
People making over 56k a year are already paying 76% of all the income tax in the state so the position pretty solidly cements that people paying pretty much all the tax are to get fuck all in return. Nevermind if you earn over 100k and they plan yank your tax credits essentially making it an even worse deal.
Fuck me. These cunts are so fucking out of touch and my level or anger/depression/despair is going to tip me over the edge soon.
That sounded better in her head.
I make around 60 and live a very decent life close to cork City, I could be doing a lot worse and I’m thankful to be In a stable job
I do have a few buddies working full time and are effectively homeless staying on peoples couching but approaching 70k if you are sensible with money your going to have a decent standard of living
If I see someone driving an expensive car complaining about money I’m sorry they are just living beyond their means and need to budget better
Wait, someone on €70K doesn’t has discretionary spending? What are they doing with their money? WTF are they doing with their money, its like €4K per month. Your probably getting private health insurance and some other company benefits if your on that too,
If you’re earning €70k and living paycheck to paycheck you need a financial advisor because you’re bad with money. This is per individual not household.
Jesus lol the majority of people are struggling but to say a person or household on 70,000 a year is comparable to someone on minium wage is ridiculous.
70k household: we need to get rid of Netflix and Disney+ for a while.
Minimum wage household: “heating? Put a hoody on, I’ll get oil next month”
I know times are getting tougher and a lot of people are in very difficult positions, but if you are living pay check to pay check on €70k a year then you have absolutely fucking horrendous financial skills and you would probably be living pay check to pay check no matter what salary you are on.
I know plenty of people who are getting by (granted, getting by) who or are on literally half as much.
People comparing someone on €25-30k to someone on €70k and only considering base pay while ignoring the fact that someone on lower earnings will be able to access lots of additional supports that the person earning more cannot.
It’s not a like for like comparison & geographical location is massive. €70k salary in rural area would leave you incredibly better off than in Dublin City.
But it’s some failing of the state that so few people are earning €70k and yet it’s seen as being necessary to have a reasonably nice lifestyle in a supposedly top country.
I’m not even on 60 😂😂
Ah stop if you on 70k and living paycheck to paycheck you have either a substance abuse problem or a gambling problem.
I know times are hard but this is ridiculous nonsense designed to give already wealthy people conscious free pay rises.
ABSURD!!
70k feels like the new 50k. I used to dream of making 50k now it ain’t that much and new dream is 70k and up.
70K a year you should be able to live comfortably [atleast in the knowledge that your bills are paid and you can put food on the table] and save some money. God help anyone in this Country making alot less than that. Emigrating is definitely going to be the decision for many Irish in the coming years.
Pricks.
If you’re on 70k and don’t have money to burn at the end of the month you need to have a hard look at your finances lol
Fine Gael constantly fucking with the entire country’s head, saying how bad things are and how they understand how bad people have it and they are trying so so hard to fix it like they haven’t been in power for 12 fucking years.
How DARE they help the poor! What about the relatively wealthy?
I’m on 70K ish. My husband also has an income, and we’re very fortunate to be able to afford a mortgage, although it’s a bit pricey.
A big chunk goes into the mortgage, car, utilities. Etc. I also contribute 15% to pension. Another 10% for other investments.
Not gonna lie, we live rather comfortably. However, I did get pregnant this year, and we’ve been looking at creche after maternity leave, and I was gobsmacked to learn that it was around €900/month for an infant. That expense along with other baby stuff will definitely create a dent in our savings, I have no idea how families with multiple children in creche are able to afford a decent standard of living, at a lower income as well.
I don’t expect any subsidy from the government and personally would have preferred caps or government raising taxes on these energy companies, but thinking €70K is a life of luxury is a bit disconnected from ground reality, given how much goes in taxes and childcare. Anyone with two kids in creche and high rents on 70K wouldn’t be left with much at the end of the month.
As someone earning €75k I can say that I am doing fine and living comfortably. Not pay-check to pay-check, but I can’t just spend hundreds of euros like that! Mainly driven by the excessive rent I pay (South Dublin is ridiculous).
That being said, I know my peers who have families are feeling the pinch quite a bit now, so it’s disastrous that 70k is beginning to feel like 40k, dare I say 35k now!
It’s all about rent/mortgage, child care, pensions, travel and other costs.
My sister is a 100k family in Dublin. Not overly rich individually. 60K and 40k. Drive a banger, their first family holiday abroad for ten years this year. Worried about the energy costs this year.
The mortgage is the real killer. But childcare is next. She says they have only a few months savings. Neither of them drink. They rarely socialise.
Me and the oh have a lower family income, but no kids and an easier mortgage (out of luck when we bought and some inheritance my gf got). We have fewer worries, by far. The gross income tells you nothing.
37 comments
70k should be more than enough to live on in Ireland, especially for an individual. If someone earning that much has no discretionary money, there are only two possibilities:
* They’re shit with money
* FFG have made things *so bad* that someone on really good money is just scraping by.
That’s some hot take there, but if they’re worried about people(**Individual’s not families!**) over 70k…how’s the vast majority below 70k doing?
Who d fuk makes 70 grand a year?!
How the hell does someone on 70k have such little discretionary income?
Like even if they’re paying a relativelyhigh rent/mortgage that’s only a relatively small chunk of 70k. What are the other massive expenses that are leaving no discretionary income out of ~€5800 every month?
Doing the basics on any tax calculator, single, no kids, no pension contributions would take home about €3900 a month…
Madigan is not smart. For someone who trumpets her cleverness and education she’s massively bungled her own career despite a decent head start in life.
Madigan’s dad was Paddy Madigan (lawyer and FF cllr) who was famous/infamous as a champion of landlords. He successfully challenged the constitutionality of rent controls. He also resigned from FF in the 90s over their imposition of a residential property tax.
Madigan should have had an easy path to significant power. She was gifted a great opportunity by Shatter’s defenestration and took it. She then just had to do the basics expected of a TD for Ireland’s wealthiest FG voters – oppose taxes, balance that harshness out with some socially liberal stuff. She had a great opportunity with the divorce referendum, given her background as a family lawyer. She also supported Varadkar and was rewarded with a ministry.
It was a stunning rise, cllr to cabinet in 2 years. Then she massively blew it. Arts minister is an easy gig, but Madigan developed a reputation as being aloof, image obsessed, and difficult – being hard to advise and image obsessed leads to you doing [really stupid shit that will come back to haunt you](https://twitter.com/josephamadigan/status/1443532294682202112?t=VaLJ5kEp5-3YHcsGhhjIhQ&s=19). Damaged by her association with Maria Bailey and demoted to a junior minister in Education with responsibility for Special Education she hasn’t done well. The “special education centres” stuff over the summer was so badly handled and will have been really damaging for her. Worse, it’s damaging in her own constituency because special needs education is something that touches everyone, even her privileged voters.
She’s now actually at risk of losing her seat, which should be one of the safest in the country. Her and Richmond will now be in a battle with former Sinn Féin press officer Sean Tracy for a seat that he should ordinarily be nowhere near winning. Richmond is probably safer (and has been ensuring that by keeping a huge media profile), which means Madigan has to hope that either Catherine Martin can’t manage to hold on, or another seat is added to the constituency.
The country’s cooked
Madigan, the female ‘tim nice but dim’
I think FG are jelly because they’re not populist but they are not popular either.
She’s a TD for the wealthiest part of the country. she’s playing to her base and doesn’t give a shit what us plebs think.
A lot of people seem to be arguing about whether or not 70k is a lot of money to live on. The point is it should be, considering the average wage is far below that, you would hope 70k earners are living a life of luxury and safety and don’t have to rely on government assistance to get by. But due to cost of living crisis and general mismanagement by the government we’re here arguing if 70k is a lot.
Try living on 30k a year ffs
Jaysus lads I would fucking murder to be on anywhere near 70k.
Hi man on 23k living in the center of Dublin.
HOW THE FUCK IS SOMEONE WITH THAT MUCH MONEY MOANING ABOUT NOT GETTING 1000 QUID
whatever about this lady, this proposal is ridiculous. We already penalise people on over 70k with obscene taxation. Any intervention to the market needs to be for everyone. we’re not fucking Cuba
Of course someone on 70k is very well off. However, when buying a house it’s fairly standard practice to buy as much as you can afford. After paying your mortgage, bills and other basic living expenses, you have a certain amount left over each month. Inflation has severely squeezed that, so it’s reasonable that even people with this income may be struggling.
I have serious issues with the way that Sinn Fein are posturing to make anyone who makes over 70K public enemy number 1.
People making over 56k a year are already paying 76% of all the income tax in the state so the position pretty solidly cements that people paying pretty much all the tax are to get fuck all in return. Nevermind if you earn over 100k and they plan yank your tax credits essentially making it an even worse deal.
Fuck me. These cunts are so fucking out of touch and my level or anger/depression/despair is going to tip me over the edge soon.
That sounded better in her head.
I make around 60 and live a very decent life close to cork City, I could be doing a lot worse and I’m thankful to be In a stable job
I do have a few buddies working full time and are effectively homeless staying on peoples couching but approaching 70k if you are sensible with money your going to have a decent standard of living
If I see someone driving an expensive car complaining about money I’m sorry they are just living beyond their means and need to budget better
Wait, someone on €70K doesn’t has discretionary spending? What are they doing with their money? WTF are they doing with their money, its like €4K per month. Your probably getting private health insurance and some other company benefits if your on that too,
If you’re earning €70k and living paycheck to paycheck you need a financial advisor because you’re bad with money. This is per individual not household.
Jesus lol the majority of people are struggling but to say a person or household on 70,000 a year is comparable to someone on minium wage is ridiculous.
70k household: we need to get rid of Netflix and Disney+ for a while.
Minimum wage household: “heating? Put a hoody on, I’ll get oil next month”
I know times are getting tougher and a lot of people are in very difficult positions, but if you are living pay check to pay check on €70k a year then you have absolutely fucking horrendous financial skills and you would probably be living pay check to pay check no matter what salary you are on.
I know plenty of people who are getting by (granted, getting by) who or are on literally half as much.
People comparing someone on €25-30k to someone on €70k and only considering base pay while ignoring the fact that someone on lower earnings will be able to access lots of additional supports that the person earning more cannot.
It’s not a like for like comparison & geographical location is massive. €70k salary in rural area would leave you incredibly better off than in Dublin City.
But it’s some failing of the state that so few people are earning €70k and yet it’s seen as being necessary to have a reasonably nice lifestyle in a supposedly top country.
I’m not even on 60 😂😂
Ah stop if you on 70k and living paycheck to paycheck you have either a substance abuse problem or a gambling problem.
I know times are hard but this is ridiculous nonsense designed to give already wealthy people conscious free pay rises.
ABSURD!!
70k feels like the new 50k. I used to dream of making 50k now it ain’t that much and new dream is 70k and up.
70K a year you should be able to live comfortably [atleast in the knowledge that your bills are paid and you can put food on the table] and save some money. God help anyone in this Country making alot less than that. Emigrating is definitely going to be the decision for many Irish in the coming years.
Pricks.
If you’re on 70k and don’t have money to burn at the end of the month you need to have a hard look at your finances lol
Fine Gael constantly fucking with the entire country’s head, saying how bad things are and how they understand how bad people have it and they are trying so so hard to fix it like they haven’t been in power for 12 fucking years.
How DARE they help the poor! What about the relatively wealthy?
I’m on 70K ish. My husband also has an income, and we’re very fortunate to be able to afford a mortgage, although it’s a bit pricey.
A big chunk goes into the mortgage, car, utilities. Etc. I also contribute 15% to pension. Another 10% for other investments.
Not gonna lie, we live rather comfortably. However, I did get pregnant this year, and we’ve been looking at creche after maternity leave, and I was gobsmacked to learn that it was around €900/month for an infant. That expense along with other baby stuff will definitely create a dent in our savings, I have no idea how families with multiple children in creche are able to afford a decent standard of living, at a lower income as well.
I don’t expect any subsidy from the government and personally would have preferred caps or government raising taxes on these energy companies, but thinking €70K is a life of luxury is a bit disconnected from ground reality, given how much goes in taxes and childcare. Anyone with two kids in creche and high rents on 70K wouldn’t be left with much at the end of the month.
As someone earning €75k I can say that I am doing fine and living comfortably. Not pay-check to pay-check, but I can’t just spend hundreds of euros like that! Mainly driven by the excessive rent I pay (South Dublin is ridiculous).
That being said, I know my peers who have families are feeling the pinch quite a bit now, so it’s disastrous that 70k is beginning to feel like 40k, dare I say 35k now!
It’s all about rent/mortgage, child care, pensions, travel and other costs.
My sister is a 100k family in Dublin. Not overly rich individually. 60K and 40k. Drive a banger, their first family holiday abroad for ten years this year. Worried about the energy costs this year.
The mortgage is the real killer. But childcare is next. She says they have only a few months savings. Neither of them drink. They rarely socialise.
Me and the oh have a lower family income, but no kids and an easier mortgage (out of luck when we bought and some inheritance my gf got). We have fewer worries, by far. The gross income tells you nothing.