Just went looking around, it isnt just them, a whole host of banks are also doing the same it seems in reaction to what the mini-budget has done.
I suspect they all expect the BoE to go full crisis mode and are pre-empting a sudden crisis?
my mortgage is with them and I can get a new deal in 5 days , how fucked am I right now?
What happens to people with mortgage offers that haven’t expired yet. Are these withdrawn too?
Halifax literally offered us our mortgage today. What does this mean for us?
What is a fee mortgage, is it more or less common than without fees?
I don’t think you always have to wait until your remortgage date to look for a new deal.
I remortgaged 7 months before the end of mine with another lender, got a 6 month guaranteed interest rate (which they extended.) When it came time for my original lender to offer their “deals” they were a full 1 percent higher than what I got with the new lender. And by the time the remortgage happened, interest rates were significantly higher than either.
It’s just bonkers out there 🙁
This sub always: “nobody can ever afford mortgage in this country!”
Also this sub ITT: literally everyone discussing their mortgage options in comments
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Just went looking around, it isnt just them, a whole host of banks are also doing the same it seems in reaction to what the mini-budget has done.
I suspect they all expect the BoE to go full crisis mode and are pre-empting a sudden crisis?
my mortgage is with them and I can get a new deal in 5 days , how fucked am I right now?
What happens to people with mortgage offers that haven’t expired yet. Are these withdrawn too?
Halifax literally offered us our mortgage today. What does this mean for us?
What is a fee mortgage, is it more or less common than without fees?
I don’t think you always have to wait until your remortgage date to look for a new deal.
I remortgaged 7 months before the end of mine with another lender, got a 6 month guaranteed interest rate (which they extended.) When it came time for my original lender to offer their “deals” they were a full 1 percent higher than what I got with the new lender. And by the time the remortgage happened, interest rates were significantly higher than either.
It’s just bonkers out there 🙁
This sub always: “nobody can ever afford mortgage in this country!”
Also this sub ITT: literally everyone discussing their mortgage options in comments
So which one is it then?