Oh nein, ein Versicherungsinstitut mit betriebswirtschaftlichen Interessen hat uns wenig Punkte bei einem volkswirtschaftlichen Sicherungssystem gegeben!
(Ja, das Pensionssystem gehört umgekrempelt, aber net weil das irgendeine Versicherung sagt)
also Schlusslicht in der Liste sicher nicht, oder du hast dann einfach nicht mehr weiter gescrollt
was sind die KPIs für diese Wertung?
Und nu? Welche Verbesserungsvorschläge gibts?
Ahm, ja…pensionssystem umstellung is für 2026 geplant…aber brauchst nicht glauben dass es besser wird
Wo **Österreich besonders schlecht** abschneidet ist der Bereich **”Sustainability”** (Genaue Auflistung und Beschreibung der KPIs: S. 79-90; Tabellenteil S. 114 und S. 117)
* What proportion of the working age population are members of private pension plans?
AT 1,4 Punkte/10 Punkte
* What is the level of pension assets, expressed as a percentage of GDP, held in private pension arrangements, public pension reserve funds, protected book reserves and pension insurance contracts?
AT 0,6/10
* a. What is the life expectancy at the current state pension age?b. What is the projected life expectancy at the expected state pension age in 2052 (that is, in 30 years’ time)? This calculation allows for mortality improvement.c. What is the projected old-age dependency ratio in 2052?d. What is the estimated total fertility rate (TFR) for 2020–2024?
AT 4/10
* What is the level of mandatory contributions that are set aside for future retirement benefits (that is, funded), expressed as a percentage of the wage for a full-time median income earner? These include mandatory employer and/or employee contributions toward funded public benefits (that is, social security) and/or private retirement benefits.
AT 0/10
* What is the labor force participation rate for those aged 55–64?What is the labor force participation rate for those aged 65 or over?
AT 4,0/10
* What is the level of adjusted government debt (being the gross public debt reduced by the size of any sovereign wealth funds that are not set aside for future pension liabilities39), expressed as a percentage of GDP?
What is the level of public expenditure on pensions expressed as a percentage of GDP, averaged over the latest available figure and the projected figure for 2050?
AT 2,9/10
* In respect of private pension arrangements, are older employees able to access part of their retirement savings or pension, and continue working (for example, part-time)? If yes, can employees continue to contribute and accrue benefits at an appropriate rate?
AT 0/10
* What is the real economic growth rate averaged over seven years (namely the last four years and projected for the next three years)?
AT 4,0/10
* Is it a requirement for the pension plan’s trustees/executives/fiduciaries to consider environmental, social and governance (ESG) issues in developing their investment policies or strategies? If not a requirement, is it encouraged by the relevant pension regulator?
At 5,0/10
Die **Empfehlungen** (S. 45) lauten:
* Increasing the minimum level of support for the poorest aged individuals
* Introducing a minimum access age so the benefits from private pension plans are preserved for retirement purposes
* Increasing coverage of employees in occupational pension schemes thereby increasing the level of contributions and assets (which could be done by collective bargaining agreements or tax-effective regulation)
* Introducing arrangements to protect the pension interests of both parties in a divorce
* Increasing the labor force participation rate at older ages
Edit: Formatierungen
Ok cool. Dass viele Leute auch Eigenheime haben wird halt irgendwie nicht adäquat berücksichtigt soweit ich das gesehen hab?
Wird sich verbessern wenn das Pensionsalter der Frauen angehoben wird. Also bis 2033.
8 comments
Oh nein, ein Versicherungsinstitut mit betriebswirtschaftlichen Interessen hat uns wenig Punkte bei einem volkswirtschaftlichen Sicherungssystem gegeben!
(Ja, das Pensionssystem gehört umgekrempelt, aber net weil das irgendeine Versicherung sagt)
also Schlusslicht in der Liste sicher nicht, oder du hast dann einfach nicht mehr weiter gescrollt
was sind die KPIs für diese Wertung?
Und nu? Welche Verbesserungsvorschläge gibts?
Ahm, ja…pensionssystem umstellung is für 2026 geplant…aber brauchst nicht glauben dass es besser wird
Link zur Langfassung des Reports: [https://www.mercer.com/content/dam/mercer/attachments/private/gpi/gl-2022-global-pension-index-full-report.pdf](https://www.mercer.com/content/dam/mercer/attachments/private/gpi/gl-2022-global-pension-index-full-report.pdf)
Wo **Österreich besonders schlecht** abschneidet ist der Bereich **”Sustainability”** (Genaue Auflistung und Beschreibung der KPIs: S. 79-90; Tabellenteil S. 114 und S. 117)
* What proportion of the working age population are members of private pension plans?
AT 1,4 Punkte/10 Punkte
* What is the level of pension assets, expressed as a percentage of GDP, held in private pension arrangements, public pension reserve funds, protected book reserves and pension insurance contracts?
AT 0,6/10
* a. What is the life expectancy at the current state pension age?b. What is the projected life expectancy at the expected state pension age in 2052 (that is, in 30 years’ time)? This calculation allows for mortality improvement.c. What is the projected old-age dependency ratio in 2052?d. What is the estimated total fertility rate (TFR) for 2020–2024?
AT 4/10
* What is the level of mandatory contributions that are set aside for future retirement benefits (that is, funded), expressed as a percentage of the wage for a full-time median income earner? These include mandatory employer and/or employee contributions toward funded public benefits (that is, social security) and/or private retirement benefits.
AT 0/10
* What is the labor force participation rate for those aged 55–64?What is the labor force participation rate for those aged 65 or over?
AT 4,0/10
* What is the level of adjusted government debt (being the gross public debt reduced by the size of any sovereign wealth funds that are not set aside for future pension liabilities39), expressed as a percentage of GDP?
What is the level of public expenditure on pensions expressed as a percentage of GDP, averaged over the latest available figure and the projected figure for 2050?
AT 2,9/10
* In respect of private pension arrangements, are older employees able to access part of their retirement savings or pension, and continue working (for example, part-time)? If yes, can employees continue to contribute and accrue benefits at an appropriate rate?
AT 0/10
* What is the real economic growth rate averaged over seven years (namely the last four years and projected for the next three years)?
AT 4,0/10
* Is it a requirement for the pension plan’s trustees/executives/fiduciaries to consider environmental, social and governance (ESG) issues in developing their investment policies or strategies? If not a requirement, is it encouraged by the relevant pension regulator?
At 5,0/10
Die **Empfehlungen** (S. 45) lauten:
* Increasing the minimum level of support for the poorest aged individuals
* Introducing a minimum access age so the benefits from private pension plans are preserved for retirement purposes
* Increasing coverage of employees in occupational pension schemes thereby increasing the level of contributions and assets (which could be done by collective bargaining agreements or tax-effective regulation)
* Introducing arrangements to protect the pension interests of both parties in a divorce
* Increasing the labor force participation rate at older ages
Edit: Formatierungen
Ok cool. Dass viele Leute auch Eigenheime haben wird halt irgendwie nicht adäquat berücksichtigt soweit ich das gesehen hab?
Wird sich verbessern wenn das Pensionsalter der Frauen angehoben wird. Also bis 2033.
Aber Päm hat gsagt die Pensionen sind sicher