A Ukrainian friend of mine had to leave her home and is in Belgium for the time being. She needs to choose a mutuel. Are any considered better value for money? Better customer service etc?
Would be grateful for your wisdom!
A Ukrainian friend of mine had to leave her home and is in Belgium for the time being. She needs to choose a mutuel. Are any considered better value for money? Better customer service etc?
Would be grateful for your wisdom!
12 comments
No children involved? if YES go for CAAMI/HZIV
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PS: your list is inly valid for Brussels, the rest of the country has other offers.
depends what you requere most.
the difference is in:
sport fee reduction (like join a sport federation and get a discout)
dentest reduction
eye doctor reduction
New child bounty,
Could try a tool like this:
[https://www.spaargids.be/sparen/ziekenfondsen-vergelijken.html?referrer=https%3A%2F%2Fwww.google.com%2F](https://www.spaargids.be/sparen/ziekenfondsen-vergelijken.html?referrer=https%3A%2F%2Fwww.google.com%2F)
it lets you pick what you find important and shows the differences.
CM FTW!
Amazing that they not even list all available funds.
The VNZ for example is also an option.
Leave.
CAAMI/HZIV is free. You might get less advantages like ‘no cashback when you join a sportsclub’ or something, but you get the essentials. I’m thinking of switching from CM to HZIV myself.
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good experience with Helan,
they have a good modern portal and they inform you well
Switched to helan, because they give a discount on the administrative costs for pwa cleaning ladies.
When no health issues i would go for hziv
I am an international and went with CM. Just texted my local CM office and had it within a week.
Don’t go to the mutualités chrétiennes, really take my advice, I had a lot of bad experiences with them and I know many people that had problems with them as well.