Ok folks! I got past the site error. Now, is this telling me that anything I’ve claimed with my private insurance, is not claimable for tax? Really?

7 comments

1. You can claim for any amount insurance doesn’t reimburse.

   So if the procedure cost €1000 and insurance covers €800 you can claim for €200.

   You can only claim for your actual expenses.

2. You cant claim insurance but can claim costs, fe. If you visit doc u pay 100 and claim tax on it but you get also refund from insurance. The insurance instalment is not tax deductable. I think refund also is not an income. To be checked as this one am not sure.

3. I’m sure you’re aware that they only allow 20% back on the total medical expenses. For example, if you put a claim in for €1000, then €200 is the best you can expect back.

4. Yes, that’s correct. Think about it; why would you be able to claim tax relief on costs that you didn’t actually have to pay in the end? You can claim for any part of the costs that your insurance didn’t cover, though; e.g. if they only reimbursed you €100 for a €150 expense due to coverage limits or excesses, you can claim tax relief on the €50 you had to pay out of pocket.

5. It’s pretty clear that you can’t claim tax relief on expenses covered by your insurance. You can only claim relief on allowable expenses not covered by your insurance. So the 60 euro GP visit where 30 euro is covered by insurance means you can look for tax relief on the remaining 30. That medical procedure covered 100% by your insurance means nothing more to claim tax relief on. That 300 euro pair of glasses with 50% covered by insurance with you unable to claim tax relief on the remainder as it’s not an allowable expense for tax relief.

6. Obviously. Can’t claim tax back on something you haven’t paid.

   Scammer.

7. You can’t make a profit. If the insurance covers it , why would you expect revenue to make an allowance?