What’s up swiss redditors!
Does anyone have experience with said credit cards?
[https://www.miles-and-more-cards.ch/](https://www.miles-and-more-cards.ch/)
Is it worth it?
What’s up swiss redditors!
Does anyone have experience with said credit cards?
[https://www.miles-and-more-cards.ch/](https://www.miles-and-more-cards.ch/)
Is it worth it?
9 comments
Had them for a while but found them too expensive for what they offer.
Not worth it. Better get a cash back card or Coop Supercard credit card.
Makes sense when you fly a lot and just want to retain your frequent traveller status to tickle your ego.
The miles themselves don’t really worth it because you must pay anyway taxes, kerosine and fees for your flight – which makes roughly 50% of the flight costs.
It only makes sense when booking flights in very sought-after timeslots. Where you can save a few hundreds of premium.
I have one because I visit around 54 cities a year. By having around 40 flights each year.
Otherwise you are way better off with cheaper credit cards.
I got the platinum cards /master/amex. When you do it right it is worth the price
If you looking for a low cost card, no. If you fly a lot, and or run a lot of money over the card, it might be worth the money.
Main advantage: your miles don’t expire, and you get miles when you use the card (though German and USA programs give you more).
Main disadvantage: unfavorable foreign fees and exchange rates (regardless of whether the fee is in CHF or not). Annual fees.
Most things you can buy with miles are pretty expensive, the best deal is intercontinental business class tickets. But you need a lot of miles. Oh, the ticket surcharges are pretty high. Much higher than United, last time I checked, but that was a while ago.
It’s only worth it if you travel for business, so you can recycle your miles for yourself. It’s non-taxable income.
Yes. We use it. It’s worth it
Not worth it- the amount of miles you get is ridiculously low.
Worth it if you travel a lot anyway, use the miles for intercontinental C flights, and have a high cash flow in CHF.
For spendings in foreign currency, they’re horribly expensive, use something else for that.
If you don’t plan to travel in business class on 3-4 intercontinental flights per year, you’re better off with a cumulus or supercard credit card.