If you’re borrowing money to pay for Christmas presents, you’re doing it wrong.
>A third of respondents who used credit to help get through Christmas and the holiday season said they were not confident about their ability to repay.
then don’t take on debt… my god
Didn’t even celebrate Xmas after a break up this year. Would. Ever borrow money for somethings that’s just a day as not personally religious.
Christmas is a wonderful time of whatever you want to make it. It’s important not to get sucked into the overwhelmingly commercialised aspects it has morphed into.
My family spoke to each other and agreed that times are tough, and to set a max spend of £10 for the children, adults could do without but would all provide something for the feast to share the burden. We still had a great Christmas. I appreciate the fact I am lucky to have a close family that pulls together, but we made it something important to us, not something sold to us.
And what’s the plan for next Christmas with these idiots?
I’ve always thought that money management should be taught in schools. I’m not saying it would stop everyone from getting into debt later in life, but it has to be worth a try. Too many people are entering adulthood with no idea about living within their means.
Families should be having conversations about spending levels and making it more about spending time than money. Its become a commercial machine now.
I enjoy Christmas* but we have got to stop having a society where people are pressured to spend money on it.
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*however the “buy ALL the food” part of it, has started to bug me in recent years.
I have zero sympathy for anyone going into debt to buy Christmas presents, if you can’t afford to give gifts then don’t.
Keeping a roof over your head, the lights in and your family fed should be the priority
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“Money borrowed could take years to repay”
If you’re borrowing money to pay for Christmas presents, you’re doing it wrong.
>A third of respondents who used credit to help get through Christmas and the holiday season said they were not confident about their ability to repay.
then don’t take on debt… my god
Didn’t even celebrate Xmas after a break up this year. Would. Ever borrow money for somethings that’s just a day as not personally religious.
Christmas is a wonderful time of whatever you want to make it. It’s important not to get sucked into the overwhelmingly commercialised aspects it has morphed into.
My family spoke to each other and agreed that times are tough, and to set a max spend of £10 for the children, adults could do without but would all provide something for the feast to share the burden. We still had a great Christmas. I appreciate the fact I am lucky to have a close family that pulls together, but we made it something important to us, not something sold to us.
And what’s the plan for next Christmas with these idiots?
I’ve always thought that money management should be taught in schools. I’m not saying it would stop everyone from getting into debt later in life, but it has to be worth a try. Too many people are entering adulthood with no idea about living within their means.
Families should be having conversations about spending levels and making it more about spending time than money. Its become a commercial machine now.
I enjoy Christmas* but we have got to stop having a society where people are pressured to spend money on it.
​
​
​
​
*however the “buy ALL the food” part of it, has started to bug me in recent years.
I have zero sympathy for anyone going into debt to buy Christmas presents, if you can’t afford to give gifts then don’t.
Keeping a roof over your head, the lights in and your family fed should be the priority