Social security collapse in the next 4-5 decades is inevitable. How do we fix that?

5 comments
  1. Social security/pensions should change so they don’t rely on the assumption that a lot of young working people will be paying for old people’s pensions.

    You pay your social insurance/pension contributions as you work (your employer and the government pays as well), this money should get invested *properly* and used to give you your pension/social insurance benefits when you retire.

    There should, of course be some level of welfare support (for poor people with low pensions, for people who work in difficult manual work who can’t keep working after age 55 or so, etc.). The money from this support should come from capping the level of pensions for those who currently have very high (usually double/triple) pensions (former MPs, senior civil servants etc.).

    But, otherwise, each person’s retirement should be funded totally by the contributions made on their behalf. This is how most private sector jobs operate. Public sector is still privileged (even though the new public sector scheme is no longer super-generous and is more sustainable) but may need to change again if population growth is low and life expectancy keeps rising.

  2. heres an idea! make life affordable, why would I make a family when I make 1/4 of the salary compared to some other EU countries when I am paying Las Vegas level of rents in Limassol?

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