Hello, I am a 29 year old healthy Male. I am not originally from Germany and I do not plan to live here longer than 10 years. The primary reason why I was planning to move to private insurance was to reduce my insurance premium.
I have recently met with an insurance broker who sourced a number of quotes from different insurance companies. I was told that due to having a history of mild asthma many insurers would not take me on as a client or would charge a higher premium. The current plan that is being recommended to me is the Inter / QME 300 (full detail attached) coming to a personal monthly cost of €486. This compares to the current cost of roughly €500 for public insurance. Considering that there is a €300 deductible there is not too much of a cost saving between public and private insurance. Is it still worthwhile moving to private insurance?
by EoinsReddit