A family member is living through this hell right now. Finnish citizen with a Finnish passport, returned to Finland. Never had a Finnish bank account. Without bank codes, the only way to update DVV is by mail through a post office. Takes 4 weeks to process. Applied for a bank account 3 weeks ago, no communication received, no bank account opened, hence no bank codes. Without bank codes no cell phone contract, no home internet, no home insurance.
I myself am a foreigner who previously lived in Finland, but I still have ties to Finland (I own property there). Nordea decided to cancel my bank account, so I don’t have bank codes anymore either. It is getting increasingly complicated to manage my property in Finland without these blasted bank codes.
Whoever thought is was a good idea to let banks handle strong authentication made a big mistake. the banks have more requirements for issuing bank accounts than the government has for issuing identification. In a digital society, the government should be handling this. If they can issue a passport or a residence permit, that is all the info that should be needed for authentication.
According to YLE article, half a million people deal with this issue.
https://yle.fi/a/3-12590858
by Natural_System_8559
2 comments
Banks are not the only option. You can also use the sim card in your phone, and the government itself does offer an option via an official ID card.
How!? You can walk into a bank and open an account right away, I came to Finland from a non EU country and took no more than a week to get everything sorted out.