> My mum signed all the paperwork as my dad asked her to. She didn’t think about it.
She should have thought about it then, I guess.
Holy shit who would ever agree to one of those. It’s borderline predatory from Barclays.
>Steve added: “I tried talking to Barclays about this this but they’re really unhelpful.
Were they unhelpful? Or did they not just do what you wanted despite having all the correct paperwork signed?
Its a shit situation, and I had something similiar with the help to buy scheme (government pays 20% of the deposit. My understanding was they take that 20% back when you sell the property, except it was actually they want it back at 5 years and it starts gaining a lot of interest) sometimes all you gotta do is admit that you fucked up and deal with it.
Remember when Barclays kept fining me when I was slightly overdrawn years ago, I went down with £20 to put it back in the green but had already been hit with an extra £30 fine so the £20 wouldn’t even bring it to green.
I didn’t put my £20 in, charges spiralled to over 1k. Fat sweaty bank manager tried making 16yo me take out a loan to cover the chargers because a loan is enforceable. I ‘politely’ declined that offer…
5 comments
Bloody hell. Always read the small print, folks!
> My mum signed all the paperwork as my dad asked her to. She didn’t think about it.
She should have thought about it then, I guess.
Holy shit who would ever agree to one of those. It’s borderline predatory from Barclays.
>Steve added: “I tried talking to Barclays about this this but they’re really unhelpful.
Were they unhelpful? Or did they not just do what you wanted despite having all the correct paperwork signed?
Its a shit situation, and I had something similiar with the help to buy scheme (government pays 20% of the deposit. My understanding was they take that 20% back when you sell the property, except it was actually they want it back at 5 years and it starts gaining a lot of interest) sometimes all you gotta do is admit that you fucked up and deal with it.
Remember when Barclays kept fining me when I was slightly overdrawn years ago, I went down with £20 to put it back in the green but had already been hit with an extra £30 fine so the £20 wouldn’t even bring it to green.
I didn’t put my £20 in, charges spiralled to over 1k. Fat sweaty bank manager tried making 16yo me take out a loan to cover the chargers because a loan is enforceable. I ‘politely’ declined that offer…
Never did pay them a penny. Wankers. 😐