EU seeks to make 10-second instant bank payments a reality

by euronews-english

24 comments
  1. Something that already exists on some platforms.

    But it will be great to know that my increasing rent, food costs and bills are getting paid in 10 seconds…

  2. I may be downvoted at this sub, but this wrong mindset and EU will continue lag behind US. Maybe there was a reason why it did not appear on market in natural way for cross country transactions, like too few players, legal obstacles and so on. Because I know that such solutions exist in some countries for transactions with countries. Laws should concentrate on making whole market better through completion instead of cherry picking issues. Following this logic EU should make law that will force all people to be happy and economy to grow.

  3. I’ve been doing that through Revolut for some time now. Even with my regular debit card.

  4. Oh, so the decided to catch up whan the Ukrainian banking system has been doing for almost 10 years now.

  5. As of now, the Netherlands is already completely unaware of the existence of SEPA and uses iDeal for every transaction imaginable. You will not be able to establish a unified system that every member accepts.

  6. Good. That will also do away with the nonsense that money gets drafted on weekends while incoming payments sent on Friday will only be booked on Monday.

  7. Every bank I‘ve ever had an account with had that? Called Instant Transfer?

    I‘m a trained bank-advisor and that tech is pretty much standard already…

  8. I did an instant couple hundred euro SEPA transfer for free internationally (different banks, LT->NL) within the EU in summer.

    Is this news?

  9. Poland has BLIK for few years now. Instant, free transfers by Your device/phone, transfers based by phone number of recipient.

    Also You can pay electronically in 99% of places.

  10. It would also be nice if I didn’t have to pay a 15€ conversion fee every time I have to make a bank transfer in a European currency that isn’t the euro

  11. The current ”instant” money transfer system that people mention in this thread are still not instant behind the scenes. The bank will just artificially subtract from your account and the other bank adds to the receiver’s account. The actual money transfer between banks occurs much later because it has to be cleared with the EU central bank.

Leave a Reply