I think it’s good on balance. I’m amazed not more people invest (outside of their pension.)
Shame it’s in UK companies though. I’m guessing it’s largely because no one else wants to invest here since Brexit.
Got a copy of the article? It’s paywalled.
[deleted]
Great, I can’t wait to invest some of that disposable income I don’t have.
Seems pretty reasonable overall?
The fractional share limitation within ISAs is very stupid; it will be nice to see that fixed.
Based on how frivolous they are with our financial wellbeing, going to be a firm, nope
It would be nice if they removed the age limit from LISA. If it is aimed at genuine first time buyers who have never bought, inherited or otherwise owned property, then why the age limit?
Ah yes i was going to buy cheap beans and pasta to live on but maybe I’ll buy shares instead.
Utterly clueless.
Except the amount you have to get from dividends before you start paying taxhas gone down. 2k, 1k, 500.
So how about he’s not doing that?
Nothing really of impact to most ordinary people. The lifetime ISA plans may come to something. It is something I use as it gives the pension boost with the ability to remove funds in an emergency albeit with a modest penalty.
To be honest as lot of middle earners will be hitting the higher rate this is where SIPP contributions become a no brainer.
If this plan is to make investing into ISA easier and better, then it’s good overall.
Im not living in the UK any more, but since moving to the US (ISA equivalent is the IRA here), I absolutely invest anything and everything into my IRA. It’s tax free investments for the future, and thats a big win
Looking forward to the limit being raised. £20k in 2017 (around the time of the last adjustment) is now £25k, adjusting for inflation
13 comments
[deleted]
I think it’s good on balance. I’m amazed not more people invest (outside of their pension.)
Shame it’s in UK companies though. I’m guessing it’s largely because no one else wants to invest here since Brexit.
Got a copy of the article? It’s paywalled.
[deleted]
Great, I can’t wait to invest some of that disposable income I don’t have.
Seems pretty reasonable overall?
The fractional share limitation within ISAs is very stupid; it will be nice to see that fixed.
Based on how frivolous they are with our financial wellbeing, going to be a firm, nope
It would be nice if they removed the age limit from LISA. If it is aimed at genuine first time buyers who have never bought, inherited or otherwise owned property, then why the age limit?
Ah yes i was going to buy cheap beans and pasta to live on but maybe I’ll buy shares instead.
Utterly clueless.
Except the amount you have to get from dividends before you start paying taxhas gone down. 2k, 1k, 500.
So how about he’s not doing that?
Nothing really of impact to most ordinary people. The lifetime ISA plans may come to something. It is something I use as it gives the pension boost with the ability to remove funds in an emergency albeit with a modest penalty.
To be honest as lot of middle earners will be hitting the higher rate this is where SIPP contributions become a no brainer.
If this plan is to make investing into ISA easier and better, then it’s good overall.
Im not living in the UK any more, but since moving to the US (ISA equivalent is the IRA here), I absolutely invest anything and everything into my IRA. It’s tax free investments for the future, and thats a big win
Looking forward to the limit being raised. £20k in 2017 (around the time of the last adjustment) is now £25k, adjusting for inflation