I just spoke to my insurance company (Indian insurance company) and they said to pay ALL the amount to the hospital and later they will investigate my report and give me the claim (-100 dollars less because its deductible). I cant believe I just met the doctor for less than 5mins and I got Charged this much. What should I do in this situation. Can I negotiate with the hospital like go and speak to them. Things that are added in this invoice are just lies. How come I have a maid who assisted me when there was no one. Please guide me through I have ton of exams comming up and I dont want to waste neither money or time on this.

https://preview.redd.it/o0l44nw39p7c1.png?width=670&format=png&auto=webp&s=19e3aaefc451047e16c1f004110c4db2b3eb2864

https://preview.redd.it/4wcs4sm29p7c1.png?width=696&format=png&auto=webp&s=67e49a84227848b5c79a6ddc7b8de142bdd670a3

https://preview.redd.it/5zhahsj09p7c1.png?width=784&format=png&auto=webp&s=205e7a2b19c188c6a4ab9ce98417995abc915f28

by Many-Gap4243

2 comments
  1. I dont have my pesel till now. I just showed my student id and passport at the reception room and I waited 4hrs (more than that for the doctor). I am in tears right now I think I am the bafoon here I would have holded the pain and not went anywhere Now I blindly have to pay this much until the the insurance company “investigates my case”

  2. Hard call. But to clarify some things:

    * According to the document you didn’t go for a normal doctor’s appointment but instead were treated at a hospital’s the emergency department. I do see some reason for extra charges on top of what you would pay for a normal appointment.
    * You were charged according to a price list that no one usually pays according to, as almost all patients there are paid for by the Polish health fund, which negotiates its own terms and prices. This means prices in it may be weird and exaggerated for various tactical reasons on part of the hospital, but I’m no expert on medical prices.

    The price list is [here](https://cmhcp.pl/index.php/cennik/12-ekg-elektrokardiografia-2). Looking at the documents I would rather say they’re charging you 930 PLN, which is the sum from the two tables shown above, where the individual medical procedures were listed. The first 280 PLN charge code 89.00 is the doctor’s consultation, hard to discuss with. The code 89.71 could be understood as the extra cost of triage, which is probably a standard thing at the ER room (even if your case was obvious and didn’t require much effort from the staff). You should however challenge why was it billed twice. The final 90 PLN code 89.04 for the nurse’s assist. It could be challenged, if you never saw a nurse, but it may be that it’s always charged to a patient waiting for a doctor at the ER, cause according to the rules there must be a nurse overseeing patients there. The per item prices in the invoice are according to the linked priced list.

    Good luck!

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