As an insurance pro, I love this. Also sad that when I first started in the industry, ‘Active Assailant’ coverage wasn’t a thing (and Cyber was essentially free).
Didn’t know umbrellas were such a problem
Opened this graph thinking there’s gotta be insurance for diddling kids if it’s a catholic school and yep there is
Why is fire and wind insurance so expensive while flood insurance is so low? Is it mostly because the wind/hurricane risk?
$420/kid isn’t bad. What % of an annual tuition is that? Probably less than 1%, right?
That’s gonna be a tight budget for the kidnapper’s demands! School can’t be that big. I have a $2m in protection for my property.
Why does a school need K & R? Is this for a kid being grabbed?
Big companies carry it because execs may be targets but I don’t see anyone thinking “let me kidnap a teacher making 45k for ransom” is going to be profitable.
Very interesting! Would be nice to sort from highest to lowest cost each of the cost items.
More for molestation than ransom lol gotta be some rich parents
Abuse and molestation are 5.47x more likely/costly than accidents?
What does active assailant insurance cover?
How much cash on hand would it take to reliably self-insure?
![Insurance Costs for a Private School in FL with 1,000 Students [OC]](https://www.europesays.com/wp-content/uploads/2025/04/6unjprq1jmwe1-1920x1024.png)
12 comments
As an insurance pro, I love this. Also sad that when I first started in the industry, ‘Active Assailant’ coverage wasn’t a thing (and Cyber was essentially free).
Didn’t know umbrellas were such a problem
Opened this graph thinking there’s gotta be insurance for diddling kids if it’s a catholic school and yep there is
Why is fire and wind insurance so expensive while flood insurance is so low? Is it mostly because the wind/hurricane risk?
$420/kid isn’t bad. What % of an annual tuition is that? Probably less than 1%, right?
That’s gonna be a tight budget for the kidnapper’s demands! School can’t be that big. I have a $2m in protection for my property.
Why does a school need K & R? Is this for a kid being grabbed?
Big companies carry it because execs may be targets but I don’t see anyone thinking “let me kidnap a teacher making 45k for ransom” is going to be profitable.
Very interesting! Would be nice to sort from highest to lowest cost each of the cost items.
More for molestation than ransom lol gotta be some rich parents
Abuse and molestation are 5.47x more likely/costly than accidents?
What does active assailant insurance cover?
How much cash on hand would it take to reliably self-insure?
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