He praised the organisation for its constructive input into financial policy consultations, adding, “Your voice has helped inform a more balanced regulatory framework that supports innovation and responsible lending.” 

Recognising resilience and reform 

Don Atkinson, CEO of UDC Finance – one of FSF’s founding members – commended the federation for maintaining high standards and advocacy through decades of change. 

“Through education, advocacy, and high standards of conduct, the federation has lifted the bar for our industry and given us a unified voice and a seat at the table which has proved especially valuable with the regulatory upheaval of the last few years,” Atkinson said. 

He also reflected on the sector’s distinctive role in supporting underserved communities and delivering market-first innovations. 

“From online working capital to buy-now-pay-later, insurance premium funding to the challenge of guaranteeing electric vehicle values – specialist lenders have consistently delivered first-to-market, transformative products,” Atkinson said.