Holder, M. AXA: 4C warming makes the world uninsurable. Trellis https://go.nature.com/4ny7SaT (18 December 2017).
Amornsiripanitch, N., Biswas, S., Orellana-Li, J. & Zink, D. Nat. Clim. Change https://doi.org/10.1038/s41558-025-02396-w (2025).
Flood Insurance in Communities at Risk of Flooding (Congressional Budget Office, 2024).
Horn, D. P. National Flood Insurance Program Borrowing Authority (Congressional Research Service, 2025).
Kousky, C., Treuer, G. & Mach, K. J. Proc. Natl Acad. Sci. USA 121, e2317875121 (2024).
Kunreuther, H. Risk Manage. Insurance Rev. 21, 141–155 (2018).
Choi, J., Diffenbaugh, N. S. & Burke, M. Earth’s Future 12, e2023EF004110 (2024).
Wing, O. E. J. et al. Nat. Clim. Change 12, 156–162 (2022).
Swain, D. L. et al. Earth’s Future 8, e2020EF001778 (2020).
Flavelle, C., Cowan, J. & Penn, I. Climate shocks are making parts of America uninsurable. It just got worse. New York Times https://go.nature.com/40oxpJZ (31 May 2023).