Small and medium-sized enterprises (SMEs) are critical drivers of the UK economy, accounting for over 99% of all businesses, employing more than 16 million people, and contributing around half of UK private sector turnover. They are the engine of local job creation, entrepreneurship, and economic resilience. Yet as they navigate rising operational costs, regulatory complexity, and emerging risks, from cyber threats to climate-related disruptions, SMEs rely on trusted insurance advice and protection for resilience in volatile times.
