Average FICO® Scores in the U.S. by State

Posted by Icy-Papaya-2967

22 comments
  1. I would guess that age (except Utah), average income, and either homeownership rate or average number of years living in the same household that is not your parents predicts 95% plus of this.

  2. This could also be a “current BAC levels” map. 😂

  3. FICO version what? 6, 7, 8? They all have different algorithms with a meaningful spread between the versions

  4. There should just be a sub for maps where Minnesota is the best on it.

  5. Most “comparing US states” map I see consistently puts MN a near the best. I wish we would just find a way to be our own independent entity. We have manufacturing, mining, energy, healthcare, tech, engineering, agriculture, education, etc.

    I’m proud to be a Minnesotan and glad to see us be the best!

  6. FICO/credit scores scores really shouldn’t be averaged as it’s ordinal.

  7. There’s something very amusing about these stats because where I live, the Mississippi is a beautiful blue river.   And where it ends?  Yuck.  

    Just like these maps.    

  8. Another map of educational attainment, or gun violence, or infant mortality rate, or traffic deaths, or political alignment…

    Except Utah, like always.

  9. Hey look, another reason Minnesota is the best. 

  10. Not a fan of this presentation.

    1. The score range of 678-742 is really not that big but forcing it into a spectrum made it look really bad for the southern states when the score difference is only 64 points.

    2. FICO score is never the sole determining factor for whatever it is used for, credit card approval, loan approval, car/mortgage, etc. Without augmenting it with some additional indicator paints an unfavorable picture of the south when the reality is that people with lower FICO score is everywhere.

  11. Yes! We are awesome. Maybe all that cash is keeping us warm like goose down🥶🧊

  12. Probably just harder to be dirt fucking poor relative to the rest of the population in a place where the winter will kill you. Easier to be poor and broke where its warmer. Alaska’s consumers are actively subsidized by oil money

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