Christmas schemes at Asda, Tesco and Iceland add up to 15% to your cash

Yiou can also boost how much you have to spend at Christmas with savings schemes at Morrisons, Co-op and Sainsbury’s

Supermarkets are rolling out their Christmas savings schemes, and by putting in money, you could get up to 15% extra on top – slashing the cost of your festive shopping. According to community members at hotukdeals.com, the money-saving community, supermarket bonus cards and Christmas saver schemes are one of the easiest ways to make your Christmas budget stretch further.

“These schemes are a simple way to get a guaranteed return on money you’re already planning to spend,” said Dan Evans for hotukdeals.com. “The bonuses may not seem huge, but with families facing rising costs this Christmas, every little extra helps (and not just at Tesco).”

Here’s what the main supermarkets are offering in 2025:

Asda – Christmas Savings Card

Shoppers can load money onto a dedicated card and receive a bonus by November 9. The maximum reward is £15 when you save £280 or more, equivalent to a 5.3% return. Leftover funds don’t expire, giving customers extra flexibility.

Tesco – Clubcard Christmas Savers

Clubcard members can save their vouchers and top up with cash by October 16. Tesco offers up to £12 back on a £200–£360 top-up, a 6% bonus. Vouchers (including the bonus) are issued in November.

Sainsbury’s – Christmas Club Card

By loading at least £50, shoppers earn a 5% bonus, with a maximum of £25 when saving £500. Money must remain on the card until November 1. Balances can be spent at Sainsbury’s or Argos.

Iceland – Bonus Card Christmas Boost

Iceland offers one of the most generous deals: for every £20 added, shoppers get £1 extra, plus a £10 bonus for saving £100 by 4 November – a potential return of 15% on the first £100.

Morrisons – Digital Christmas Savers

Via the Morrisons More app, shoppers can save with digital stamps until October 31. Bonuses range from £1 on £49 saved to £6 on £194+, up to 3%.

Co-op – Savings Stamps Booklet

Customers who buy £48 worth of £1 stamps receive £50 to spend in December, effectively a 4% boost.

Shoppers are also advised to keep an eye on Lidl and Aldi, which don’t run year-round saving schemes but often offer short-term deals such as 10% off your next shop when you spend a set amount.