At 73, rent is £151 more than my housing benefit. The state pension covers the gap
At 73, rent is £151 more than my housing benefit. The state pension covers the gap
Posted by cornishpirate32
At 73, rent is £151 more than my housing benefit. The state pension covers the gap
At 73, rent is £151 more than my housing benefit. The state pension covers the gap
Posted by cornishpirate32
26 comments
‘I saved nothing for retirement, why is my retirement crap’
I’ve got a mate in his 60s who goes mad about having to spend 150 on rent when he gets 1300+ a month. He retired at 45. Mad
I’m not seeing an issue, even paying her rent top-up, she has more left from her pension than an unemployed person gets, about double that of an unemployed person. And yet these old folks are apparently the ones who are ‘struggling’
Imagine getting to retirement age having lived through a time when housing was cheap, jobs were plentiful and secure, where you could buy and run a 3 bed house and raise a family all on a single wage, and if you couldn’t buy there was a plentiful supply of cheap rent council houses where you could literally have your pick, walk in to a council office and get key and a house the same day, but ending up privately renting in your 70s because of your life choices, and whining about being one of the better off welfare recipients.
They don’t live in reality, they really don’t.
No doubt people will use this to blame foreigners who “gets everything”
Everyone in my parents generation bought a house for like £50k and paid it off in about 10 years. What have these people been doing that they have no savings?
It’s a tough situation, but it really highlights the generational divide in financial security. She’s technically managing, but the fact that a 73-year-old has to use their entire pension just to cover rent is a systemic failure. Previous generations had opportunities for housing stability that simply don’t exist for many people today. The real issue is that nobody should be in this precarious position at the end of their life.
It’s a very tricky situation. Increasing housing benefit is a gift to landlords.
Person in this case is privately renting on the Isle of Wight – there is a reason her costs are so high.
Homelessness of the retired is a massive smoking gun. More like a smoking Patriot Missile.
Meanwhile, FF/FG do nothing but make it worse.
Edit to add, I thought it was Ireland where we have the exact same problem looming
Why blame the old or the young or migrants for the state of the economy and how hugely expensive it is to live in Britain? Blaming is politicians who don’t want to take responsibility.
Where do they live? Site is paywalled.
Young people shouldn’t have to pay for old people’s financial incompetence
The more I get older the more I understand why Logan’s run was correct.
I’m not saying execute boomers but maybe hit them hard and fast with a major, and I mean major leaflet campaign.
I really struggle for sympathy with pensioners. Like really if you’re part of that generation that literally had it all and you still end up scraping by, thats a you problem.
Cheap, readily available social housing rent, right to buy said housing for massive discounts when it’s already cheaper than today, free higher education, lower taxes, stronger public services, final salary pensions, triple locked pensions, real terms higher salaries. And you still did absolutely nothing to secure a future that isn’t claiming benefits?
Woe is me .
We’ll all be 80 before we can even get our state pension at this rate .
As the workplace memes say: Your poor planning does not constitute an emergency for others.
Housing benefit. State pension. Pension credit.
And ‘The mother-of-two’ …. aged 73.
So she saved zero for her retirement and paid bugger all tax if any when/if she was working. Yes I know what it says. One weekend before christmas one year doesn’t count as ‘worked for Royal Mail’. If she actually worked there she’d have a pension
But hey, young people scraping by now need to cough up more for her instead of her thanking them for paying every penny she spends.
Exactly why should this person get a penny more? She’s never contributed a thing.
Likely they’re not good at maths, maybe left to the husband, could have been in a situation of financial abuse. Women couldn’t have a bank account unless husband let them until 70s. It was all by design that women were not encouraged to be financially knowledgeable.
And the hate for OAPs/boomers continues…….
Haven’t checked other comments so please forgive if this has already come up.
Councils have Discretionary Housing Payments available. It’s worth exploring, perhaps somebody from, eg Citizens Advice could help you apply.
Copy and Paste here from Google:
The fund is called a Discretionary Housing Payment (DHP), which councils use to provide extra financial help for housing costs. This is for people who already receive Housing Benefit or the housing element of Universal Credit but have a shortfall between their rent and their benefit payment. You must be responsible for rent and need additional support to apply.
How it works
Purpose: To help with housing costs that your normal benefits don’t cover.
Eligibility: You must be receiving Housing Benefit or the housing element of Universal Credit and need extra help with your rent.
Application: You must apply to your local council, and they will assess your income, expenses, and circumstances to determine if you qualify.
Funding: The fund is limited, so councils will prioritize applications and not all claims will be successful.
Good luck!
Take home 1800 – rent 1100. After everything else I have like 100 disposable income. That’s like one night out a month. This isn’t living.
27% of pensioners are millionaires
The housing market needs to collapse, landlords are bleeding the country dry. If you want young people to have a stake in this country they need to own a bit of it.
This is the situation that disabled people can often find themselves in. Twice as many disabled people are in poverty as elderly. Disabled people get less hand outs and support than the elderly while not having 40+ years to prepare themselves. Yet people are out for blood against disability benefits while trying to defend literal millionaires getting the winter Fuel allowance.
Not regulating the housing market better is why land parasites are stealing from the tax payer. A significant portion of the benefits bill is just paying rent, many MPs are landlords as they want to steal from hard working people. Selling off council houses without a proper scheme to replace them fucked over the following generations. The repercussions of the 80s ripples through society today and is why so many things are broken.
Anyone else think it odd that they’re describing at 73yo as a mother-of-two?
I mean are grown children living at home as it had no other relevance to the headline…
The state pension is not there to cover all of a person’s costs. It’s an entitlement as a pensioner who has made NI contributions, but there is nothing in that social contract requiring it to be set at a level that gives a person their preferred standard of living. Saving enough for retirement should be a person’s personal responsibility, God knows it will be for our generation.
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