Published on
December 10, 2025
By: Tuhin Sarkar
Luxembourg has taken the lead in the New American Dream rankings, surpassing Denmark, Netherlands, France, Belgium, Sweden, and Germany. With the highest average net salary in Europe at €4,614 and a typical household wealth of €347K, Luxembourg sets the standard for prosperity and quality of life. This remarkable achievement showcases Luxembourg’s ability to combine financial success with a high quality of life.
Unlike other countries, Luxembourg provides a perfect balance of wealth and well-being, making it the number one choice for those seeking the New American Dream in Europe. As we move into 2025, Luxembourg’s strong economy, combined with its impressive wealth levels and net salary, ensures it remains at the top of the rankings. The country’s superior average net salary and wealth make it a beacon of financial security. Keep reading to explore how Luxembourg outshines its European counterparts.
Luxembourg Leads the New American Dream Rankings in 2025
Luxembourg has emerged as the leader of the New American Dream rankings in 2025, outpacing other European countries with the highest net salary at €4,614. This new report, which analyses the economic and social well-being of various European countries, shows that Luxembourg sets the gold standard for prosperity. With a typical household wealth of €347K, the country combines financial prosperity with an exceptional quality of life. In this article, we delve deeper into Luxembourg’s performance and how it compares to other European nations also embodying the New American Dream in 2025. As the New American Dream evolves in Europe, countries like Denmark, France, and the Netherlands follow closely behind, offering a balance of wealth, savings, and quality of life. These rankings show how the concept of success is shifting, with a focus now on a balanced lifestyle rather than just high earnings. Keep reading to learn which European countries are setting new standards for prosperity and quality living.
Luxembourg: The Leading Country Living the New American Dream in 2025
Luxembourg has come out on top in the race for the New American Dream in 2025. With a monthly net salary of €4,614, it ranks as the country with the highest income in Europe. Luxembourg also boasts the highest quality of life, scoring 218 on the quality of life index. This makes it the ultimate destination for those seeking prosperity without sacrificing their well-being. The average household in Luxembourg has €347K in wealth, far ahead of the rest of Europe. With a personal savings rate of 13%, Luxembourg’s residents enjoy financial security while also benefiting from a well-balanced lifestyle. The country’s ability to provide both high earnings and a high standard of living makes it the epitome of the New American Dream in 2025.
Denmark: The Second Spot for New American Dream with Financial Discipline
Denmark follows closely behind Luxembourg, claiming second place in the rankings for the New American Dream. Known for its exceptional savings habits, Denmark boasts the highest rate of residents who save money regularly, with over 24% of Danes putting aside funds each month. The country’s quality of life is high, with a score of 215, and its average monthly salary after tax is €3,585. Denmark also spends heavily on digital entertainment, with each resident spending an average of €4,181 annually on gaming, streaming, and other online services. The Danish approach to savings, combined with their high quality of life, positions Denmark as one of the most desirable places to live in Europe.
The Netherlands: A Strong Third Place with Financial Stability and Wealth
The Netherlands secures third place in the New American Dream rankings, thanks to its well-balanced approach to financial stability and quality of life. The Dutch enjoy a high quality of life score of 217 and a net median worth of €109K. With more than 1.23 million millionaire households, the Netherlands boasts significant wealth, making it a top contender for anyone looking to combine prosperity with a good standard of living. Additionally, the country’s lower cost of living index of 68.1% further enhances its attractiveness. The Netherlands offers an ideal blend of financial security, wealth, and well-being, providing residents with the freedom to enjoy both their earnings and leisure time.
France: The Leader in Millionaire Households, Ranking Fourth in the New American Dream
France comes in fourth, with over 2.9 million millionaire households, the largest number in Europe. The French are known for their strong saving habits, putting aside 19% of their income on average. With a median net worth of €131K and a monthly net salary of €2,427, France strikes a balance between wealth accumulation and enjoying a high quality of life. The country’s cost of living index is slightly lower than others, at 64.4%, allowing residents to live comfortably without financial strain. Additionally, France’s extensive digital entertainment spending, amounting to €3,456 per person, further demonstrates the country’s commitment to providing a balanced lifestyle.
Germany: Fifth in the Rankings with a Strong Economy and Millionaire Households
Germany rounds out the top five European countries living the New American Dream. With a net monthly salary of €2,827 and a significant number of millionaire households—2.8 million—Germany’s financial stability is clear. The country boasts a high level of economic security, with a median net worth of €62K. Germany also invests heavily in digital entertainment, with the average person spending €3,696 annually on online services. Its quality of life score of 195 indicates that residents benefit from a strong economy and a healthy balance between work and leisure.
The Shift in the Definition of Success: What the New American Dream Means in 2025
The New American Dream is no longer solely defined by the highest income. It’s about achieving a balance between financial prosperity and quality of life. Countries like Luxembourg, Denmark, and France are leading the way in this transformation, demonstrating that success is more about living comfortably and securely than simply amassing wealth. As life expectancy, savings rates, and digital entertainment spending grow, the New American Dream now reflects a more holistic view of well-being. Countries like Luxembourg and Denmark are offering residents the opportunity to enjoy their earnings, live comfortably, and feel secure about the future. Hayk Sargsyan, CEO at Galaxsys, commented on the study:
“The concept of the American Dream has always been about achieving a good life through opportunity and hard work. Today, we’re seeing a shift in Europe, where success is no longer defined by how much you earn, but by how well you live. People increasingly value balance: being able to enjoy what they earn, live comfortably without financial strain, and feel secure about the future. The nations that best represent this dream are those where people can build prosperity without losing their peace or balance in life”.
Luxembourg Leads the Charge in the New American Dream Rankings of 2025
As of 2025, Luxembourg stands proudly at the top of the New American Dream rankings, offering the highest monthly salary, wealth accumulation, and quality of life in Europe. Countries like Denmark, France, and the Netherlands follow closely behind, each offering their own version of the dream—one that combines strong earnings, high savings rates, and a comfortable lifestyle. These rankings highlight the shift in how success is measured in Europe, with a greater focus on overall well-being and financial balance. Whether you’re looking for financial prosperity, a high quality of life, or both, these European countries are proving that the New American Dream is alive and well.
