botim money has partnered with TerraPay to extend its cross-border remittance services, with an initial focus on transfers from the UAE into African markets.

botim money operates as the financial services arm of botim. The company said it serves millions of users in the UAE and other markets. TerraPay describes itself as a global money movement company with a cross-border payments network.

Under the partnership, botim money users can send funds through direct bank transfers and mobile wallet payouts. TerraPay’s network supports those payouts across multiple countries.

The companies said the integration includes real-time validation for many payout markets. The process checks recipient’s details before a transfer starts. The firms said the approach improves delivery and success rates.

For remittance users in the UAE, the companies positioned the partnership around speed, transparency and cost. botim money said it plans to prioritise corridors into Uganda, Kenya, Ghana and Egypt. In those countries, mobile wallets play a central role in how recipients receive funds.

Africa corridors

Remittance inflows into Africa have grown in recent years, with policymakers and payments firms paying more attention to infrastructure and reliability. The companies cited estimates that remittance inflows to Africa reached USD $96.4 billion in 2024. They said that figure represented around 5.2% of the region’s GDP.

Both firms framed the link-up as a response to customer expectations around predictable delivery. They also linked the growth of digital remittances to markets where traditional banking penetration remains limited.

Hesham Sherif, Head of Business, Remittance, botim, said, “For customers, remittances are about reliability. If a transfer fails or is delayed, it has real consequences for families waiting on the other side. That’s why certainty matters as much as speed. We are proud to be part of the support system for millions of families receiving money from the UAE to the globe. Our partnership with TerraPay strengthens our remittance infrastructure across the world, especially in key African corridors through real-time validation and broader payout coverage, improving success rates and delivery. For customers, that means faster payouts and greater peace of mind, with more confidence their money reaches the intended recipient, every time.”

Network access

TerraPay said it offers partners a single connection into its cross-border payments network. It said its reach includes mobile wallets, bank accounts and cards across more than 150 countries. TerraPay said it operates across multiple regulated markets.

The companies said the partnership gives TerraPay access to botim money’s user base in the UAE. They also said the “live integration” expands botim money’s payout options beyond its existing routes.

“Remittances are a critical financial lifeline for millions of families across the world, and reliability is non-negotiable,” said Bassem Awada, Senior Vice President at TerraPay. “Our partnership with botim money brings together TerraPay’s global payments infrastructure and real-time wallet validation with botim’s strong presence in the UAE, enabling faster, more secure cross-border transfers into the globe. By enhancing the quality of service, we’re helping ensure money reaches recipients seamlessly, efficiently, and on time-addressing both financial inclusion and trust in digital remittances.”

Platform scale

botim’s wider platform has more than 150 million users across 155 countries, including more than 8.5 million in the UAE. The company is expanding beyond communications into a broader consumer platform that includes payments and personal finance tools through botim money.

TerraPay’s network connects to more than 3.7 billion mobile wallets and 7.5 billion bank accounts across 156 countries. The company is headquartered in London and maintains offices in several cities, including Dubai, Johannesburg and Kampala.

The firms said they will concentrate first on the named African corridors and then broaden coverage to additional markets as the integration scales.