{"id":16802,"date":"2026-04-25T19:32:09","date_gmt":"2026-04-25T19:32:09","guid":{"rendered":"https:\/\/www.europesays.com\/ai\/16802\/"},"modified":"2026-04-25T19:32:09","modified_gmt":"2026-04-25T19:32:09","slug":"crypto-is-built-for-ai-agents-not-humans-according-to-alchemys-ceo","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ai\/16802\/","title":{"rendered":"Crypto is built for AI agents, not humans, according to Alchemy&#8217;s CEO"},"content":{"rendered":"<p>The modern financial system was never designed for machines. It was built around the constraints of human life: geography, sleep cycles, paperwork, and physical presence. But as AI agents begin to act as economic participants, that human-centric design is starting to look less like a feature, and more like a bottleneck, said the co-founder of crypto firm Alchemy.<\/p>\n<p>\u201cYou can argue that crypto was built for AI agents, not humans,\u201d said Alchemy CEO and co-founder Nikil Viswanathan.<\/p>\n<p>The mismatch is everywhere. Banks have operating hours because humans do. Payments are tied to countries because people live in them. Credit cards assume physical identity and presence, he said. <\/p>\n<p>AI agents operate differently. They don\u2019t sleep. They don\u2019t live anywhere. They don\u2019t walk into banks or carry cards. And increasingly, they don\u2019t just assist with tasks, they transact.<\/p>\n<p>\u201cAll transactions for agents are online. They\u2019re inherently global,\u201d Viswanathan, who will be speaking at <a href=\"https:\/\/consensus.coindesk.com\/agenda\/event\/-the-always-on-economy-the-convergence-of-ai-and-financial-infrastructure-10\" rel=\"nofollow noopener\" target=\"_blank\">Consensus Miami next month<\/a>, told CoinDesk in an interview.<\/p>\n<p>That\u2019s where crypto starts to look less like an alternative financial system and more like the native infrastructure for a new kind of economic actor, he said.<\/p>\n<p>Alchemy is a crypto infrastructure company that provides the underlying tools and services developers need to build blockchain-based applications. It offers APIs, node infrastructure, and data services that power everything from financial apps to non-fungible tokens (NFTs) and games, enabling companies to build and scale onchain products without managing the complexity of blockchain systems themselves.<\/p>\n<p>Built for the wrong user<\/p>\n<p>Traditional finance assumes friction. Paying someone in another country involves currency exchanges, intermediaries, delays and fees. For humans, that\u2019s normal. But for AI agents, it\u2019s unusable.<\/p>\n<p>Agents need to transact seamlessly across borders, at any time, often in tiny increments. They need programmability, direct control over money via code, and systems that don\u2019t depend on physical infrastructure or identity.<\/p>\n<p>Crypto offers exactly that: a global, always-on financial layer where value moves as easily as data, he said.<\/p>\n<p>\u201cCrypto is the global infrastructure for money that agents need,\u201d Viswanathan said.<\/p>\n<p>Complexity flips<\/p>\n<p>What has long made crypto difficult for humans, including seed phrases, private keys and interacting directly with code, is exactly what makes it powerful for machines, Viswanathan said.<\/p>\n<p>Unlike humans, agents operate natively in code.<\/p>\n<p>\u201cAgents read in zeros and ones. That\u2019s their native language,\u201d he said. \u201cThat&#8217;s also the language of crypto.\u201d<\/p>\n<p>For years, crypto has tried to abstract itself into something more human-friendly. But its underlying architecture was never really built for humans in the first place.<\/p>\n<p>Viswanathan compared the shift from crypto tools being built primarily for humans to crypto tools being used by AI agents to an earlier epochal shift from the postal system to the internet. While people once had to physically write out a letter, buy a stamp and mail it to share messages across the globe, communication in the modern era is much faster. <\/p>\n<p>\u201cEmail is far more powerful than the postal system because it\u2019s designed for computers,\u201d Viswanathan said. \u201cCrypto is similar.\u201d<\/p>\n<p>Agent-run financial system<\/p>\n<p>Viswanathan said that moving forward, AI agents will sit on top of crypto infrastructure, handling complexity automatically, managing wallets, executing transactions and optimizing flows of capital in real time, letting people control their own funds more easily.<\/p>\n<p>\u201cYou can write code to manage a crypto wallet,\u201d Viswanathan said. \u201cYou can\u2019t write code to manage a bank account in the same way.\u201d<\/p>\n<p>The result would be a financial system that is more global, more programmable, and more autonomous.<\/p>\n<p>Viswanathan said he sees a layered future: traditional finance and crypto as the base, an agent layer operating on top and a human interface above that.<\/p>\n<p>\u201cJust like computers operate the internet and humans use it, agents will operate finance,\u201d he said.<\/p>\n<p>Read more: <a href=\"https:\/\/www.coindesk.com\/tech\/2026\/04\/17\/sam-altman-s-world-project-launches-major-upgrade-to-fight-deepfakes-and-bots\" rel=\"nofollow noopener\" target=\"_blank\">Sam Altman\u2019s World project launches major upgrade to fight deepfakes and bots<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"The modern financial system was never designed for machines. It was built around the constraints of human life:&hellip;\n","protected":false},"author":2,"featured_media":16803,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[405,12143,25,7537,6318,1367],"class_list":{"0":"post-16802","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-agentic-ai","8":"tag-ai-agents","9":"tag-alchemy","10":"tag-artificial-intelligence","11":"tag-artificial-intelligence-agents","12":"tag-consensus-miami-2026","13":"tag-exclusive"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/16802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/comments?post=16802"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/16802\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media\/16803"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media?parent=16802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/categories?post=16802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/tags?post=16802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}