Oobit\u2019s announcement release<\/a> notes that most of those agents are spending money using shared corporate cards or virtual cards built for human cardholders, leaving finance teams with no clear audit trail and no per-agent controls.<\/p>\n Oobit is a crypto<\/a> payments platform backed by Tether<\/a>, the stablecoin<\/a> issuer with $189 billion<\/a> in circulation. The company built Agent Cards on its existing infrastructure, which covers 150 million merchants across more than 100 countries.<\/p>\n Each AI agent receives its own programmable card. Finance teams set spend limits, merchant category restrictions, and hard caps. Those rules are enforced server-side at the transaction layer. Every charge and every decline generates a structured, human-readable reason that appears in the same Oobit dashboard finance teams use to manage employee spending.<\/p>\n The cards work with any agent framework and take under three minutes to set up.<\/p>\n \u201cEvery other company trying to give AI agents spending power is duct-taping fintech built for humans onto software that doesn\u2019t behave like one,\u201d Amram Adar<\/a>, CEO of Oobit remarked. The Oobit executive added:<\/p>\n \u201cAgent Cards is the first time someone has asked the actual question. If you were designing a corporate card from scratch in 2026, knowing the cardholder was going to be software, what would it look like? This is what it looks like.\u201d<\/p>\n The problem Oobit is targeting is straightforward. AI agents operate continuously and make hundreds of decisions per minute. Standard virtual card APIs and expense platforms assume a human cardholder who can be assigned a charge or click an approval button. Shared cards issued for human employees have become a quiet workaround, producing reconciliation problems at month-end that finance teams are increasingly unable to solve with existing tools.<\/p>\n Agent Cards treats each agent as a first-class spender, with its own card, its own controls, and its own spend record, the announcement notes.<\/p>\n![\"Tether-Backed](\"https:\/\/www.europesays.com\/ai\/wp-content\/uploads\/2026\/04\/screenshot-2026-04-30-at-10-57-18-am_nwmk.png\" "\\"Tether-Backed")
Image source: X. <\/p>\n