{"id":72151,"date":"2026-06-12T20:12:08","date_gmt":"2026-06-12T20:12:08","guid":{"rendered":"https:\/\/www.europesays.com\/ai\/72151\/"},"modified":"2026-06-12T20:12:08","modified_gmt":"2026-06-12T20:12:08","slug":"would-you-let-chatgpt-use-your-visa-card","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ai\/72151\/","title":{"rendered":"Would You Let ChatGPT Use Your Visa Card?"},"content":{"rendered":"

\n\tVisa<\/a> will enable ChatGPT<\/a> to make purchases on behalf of shoppers and businesses as one of the world\u2019s largest payment networks has partnered with OpenAI<\/a> to bring AI agents into the mainstream.<\/p>\n

\n\tVisa<\/a> has recently announced its strategic collaboration with OpenAI, aiming to make agentic commerce\u2014where AI agents can make purchases on behalf of consumers and businesses\u2014more accessible, trusted, and secure globally.<\/p>\n

\n\tIt marks OpenAI\u2019s latest foray into commerce<\/a>, months after it started scaling back its Instant Checkout, a similar feature it first announced in September<\/a> last year. It wasn\u2019t clear why it backtracked on this, which OpenAI then called \u201cthe next step in agentic commerce.\u201d However, the Information, which first reported on the checkout\u2019s end, said \u201conly a small number of merchants\u201d were participating, with ChatGPT users only researching what to buy but not tapping the chatbot to complete the purchase<\/a>.<\/p>\n

\n\tSimilarly, Visa<\/a> framed this tie-in with OpenAI as the next logical step in how technology has historically shifted shopping behavior from stores and cash to mobile apps and digital wallets. Now that AI shopping assistants grow more popular, Visa said in a recent statement that it is time for \u201ca new commerce paradigm.\u201d<\/p>\n

\n\t\u201cAI will transform commerce more profoundly than the internet or mobile technology ever did,\u201d said Jack Forestell, chief product and strategy officer at Visa. \u201cAs AI agents become active participants in the economy, Visa\u2019s aim is to ensure transactions are trusted, secure, and seamless. That\u2019s the infrastructure we\u2019re building with partners like OpenAI.\u201d<\/p>\n

\n\tThe transactions will operate within parameters that the consumer or business sets, placing guardrails on spending limits, required approval thresholds, and other measures that keep control in the hands of the buyer while the AI agent does the work, Visa said.<\/p>\n

\n\tThis will be part of the Visa Intelligent Commerce, Visa\u2019s portfolio for enabling trusted agent-driven transactions. Visa said it will deliver the underlying global network, payment tokenization, authorization, agent identification, and fraud monitoring infrastructure to support secure, and trusted AI-initiated transactions<\/a>.<\/p>\n

\n\tIt remains to be seen how this latest endeavor would fare, especially given how consumers do not seem that eager in even having AI assist them with what to shop<\/a>. A recent YouGov<\/a> survey, for example, reported that only 6 percent of Americans are interested to use AI in discovering new clothing or brands. However, if the partnership succeeds, it will give AI agents something they didn\u2019t have before in the mainstream: purchasing power.<\/p>\n","protected":false},"excerpt":{"rendered":"Visa will enable ChatGPT to make purchases on behalf of shoppers and businesses as one of the world\u2019s…\n","protected":false},"author":2,"featured_media":72152,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[580,157,17958,676],"class_list":["post-72151","post","type-post","status-publish","format-standard","has-post-thumbnail","category-openai","tag-chatgpt","tag-openai","tag-shop","tag-visa"],"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/72151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/comments?post=72151"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/72151\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media\/72152"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media?parent=72151"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/categories?post=72151"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/tags?post=72151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}