Visa has partnered with OpenAI to support AI-driven digital commerce.
\nThe firm is upgrading its payment tokens to improve security and authorisation.
\nVisa is expanding stablecoin settlements and developing programmable digital money.<\/p>\n
On Thursday, 11 June, digital payments network Visa revealed its new initiatives across AI-driven commerce, tokenised deposits, and stablecoins.<\/p>\n
The announcement, made during the Visa Payments Forum 2026 in San Francisco, highlighted:\u00a0<\/p>\n
Visa\u2019s partnership with OpenAI, aimed at bolstering agentic commerce;\u00a0<\/p>\n
Advancements to Visa\u2019s tokens, including boosting their dataset;\u00a0<\/p>\n
An initiative to build a new technology layer designed to create programmable digital money from traditional deposits; and\u00a0<\/p>\n
Expanding Visa\u2019s stablecoin settlement pilots across jurisdictions.<\/p>\n
Visa\u2019s partnership with OpenAI is intended<\/a> to couple OpenAI\u2019s conversational, agentic interface with Visa\u2019s payment infrastructure and network. It will allow merchants to obtain an agent score that determines whether AI agents can operate across their websites.\u00a0<\/p>\n Merchants and agents will be provided with a directory of legitimate, verified participants in agentic commerce, as well as a large transaction model \u2013 an AI model with enhanced fraud detection capabilities.\u00a0<\/p>\n \u201cWe believe a growing share of creation and transactions will be led by developers using AI tools,\u201d said Jack Forestell, Chief Product and Strategy Officer at Visa.<\/p>\n Visa has also announced it will be amending its tokens to improve the validity of payment authorisation decisions. Tokens, in this context, are datasets that enable digital payments.\u00a0<\/p>\n The new approach targets increased data and context to be utilised in commerce. A token assurance signal, which refers to a dynamic trust score generated by evaluating the behaviour of a digital token through its lifecycle, will also be introduced.<\/p>\n As Forestell put it, \u201cAI is transforming the front end of commerce. Stablecoins are reshaping the back end.\u201d\u00a0<\/p>\n Stablecoins<\/a> are digital assets on blockchain rails pegged to an underlying asset, usually the US dollar. From 2020 to 2025, volumes of transactions using stablecoins jumped from $565 billion<\/a> to $11 trillion, marking an annual growth rate of around 80%.\u00a0<\/p>\n During the announcement, Visa highlighted its recent progress in modernising settlement infrastructure. A key part of this is an upcoming technology layer that will turn traditional deposits into programmable digital money, allowing banks to keep pace with the speed of stablecoins.<\/p>\n Visa\u2019s stablecoin capabilities support nine blockchains at the moment, reaching a $7 billion annualised settlement run rate. The payments network has been launching<\/a> stablecoin settlement pilot programmes across different jurisdictions, including North America, Latin America, the Caribbean, Europe, Asia Pacific (APAC), the Middle East, and Africa.\u00a0<\/p>\n