{"id":97854,"date":"2026-07-07T15:30:11","date_gmt":"2026-07-07T15:30:11","guid":{"rendered":"https:\/\/www.europesays.com\/ai\/97854\/"},"modified":"2026-07-07T15:30:11","modified_gmt":"2026-07-07T15:30:11","slug":"meniga-unveils-fini-to-power-ai-banking-assistants","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ai\/97854\/","title":{"rendered":"Meniga unveils Fini to power AI banking assistants"},"content":{"rendered":"

\"Meniga<\/a><\/p>\n

Meniga<\/a>, the hyper-personalised banking platform serving over 100 million banking customers worldwide, has unveiled Fini, a financial intelligence layer designed to underpin any bank\u2019s AI assistant.<\/p>\n

Fini is a standards-compliant MCP server that lets financial institutions embed agentic AI into their digital channels by drawing on Meniga\u2019s financial intelligence.<\/p>\n

The product was built in close collaboration with five major banks, a process intended to shape it around how large institutions actually want to approach the agentic era. Through Fini, any AI assistant can tap into Meniga\u2019s personal finance, enrichment and insights capabilities, meaning conversations are rooted in a customer\u2019s genuine, real-time financial circumstances.<\/p>\n

The company said the launch moves banking away from a collection of disparate features towards a single conversational financial agent. Users can pose everyday queries in plain language, for instance, about their subscription costs or whether they can budget for a holiday, and receive immediate responses drawn from their own data, with the option to take action within the same conversation.<\/p>\n

For banks, the benefits include stronger engagement, reduced support costs as routine queries are handled end-to-end, and richer signals about customer needs.<\/p>\n

According to Meniga, the surge in GenAI adoption is pushing customer expectations away from static features and towards conversational experiences, with people seeking instant, personalised answers without trawling through dashboards.<\/p>\n

While many banks have rolled out AI agents in response, the company noted that most have underwhelmed because of generic answers and limited awareness of individual circumstances.<\/p>\n

Fini allows banks to build on their existing Meniga platform without rebuilding underlying systems. Customer data remains within the bank, with the assistant governed by the institution\u2019s own guardrails, identity and access controls. The server is also model-agnostic, working with Claude, GPT, Gemini or a bank\u2019s proprietary model, helping institutions avoid vendor lock-in.<\/p>\n

Meniga operates as the intelligence and personalisation layer for large financial institutions across 30 countries, converting financial data into user insights and customer-centric digital experiences.<\/p>\n

Meniga CEO Raj Soni said, \u201cThe banks that win agentic banking will be the ones that ground their conversational layer in real financial context. Not a generic chatbot, but an assistant that actually knows a customer\u2019s spending patterns, their goals, and their upcoming bills, and is able to act on them. With Fini, banks can enter the AI-agent era on the platform they already trust, without rebuilding what\u2019s underneath, and without their data ever leaving the bank.\u201d<\/p>\n

Read the daily FinTech news<\/a><\/p>\n

Copyright \u00a9 2026 FinTech Global<\/p>\n

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The following investor(s) were tagged in this article.<\/p>\n","protected":false},"excerpt":{"rendered":"Meniga, the hyper-personalised banking platform serving over 100 million banking customers worldwide, has unveiled Fini, a financial intelligence…\n","protected":false},"author":2,"featured_media":97855,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[179,7493,51097,24,8857,51098,3687,51099,7362],"class_list":["post-97854","post","type-post","status-publish","format-standard","has-post-thumbnail","category-agentic-ai","tag-agentic-ai","tag-agentic-artificial-intelligence","tag-agentic-banking","tag-ai","tag-digital-banking","tag-fini","tag-fintech","tag-meniga","tag-personalisation"],"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/97854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/comments?post=97854"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/posts\/97854\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media\/97855"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/media?parent=97854"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/categories?post=97854"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ai\/wp-json\/wp\/v2\/tags?post=97854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}