{"id":228308,"date":"2026-08-27T10:14:14","date_gmt":"2026-08-27T10:14:14","guid":{"rendered":"https:\/\/www.europesays.com\/be-fr\/228308\/"},"modified":"2026-08-27T10:14:14","modified_gmt":"2026-08-27T10:14:14","slug":"paiements-les-belges-privilegient-encore-la-securite-et-la-simplicite","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/be-fr\/228308\/","title":{"rendered":"Paiements : les Belges privil\u00e9gient encore la s\u00e9curit\u00e9 et la simplicit\u00e9"},"content":{"rendered":"

Dans ce contexte, la carte bancaire conserve une place centrale. Pas moins de 97 % des Belges poss\u00e8dent une carte de d\u00e9bit et 71 % disposent \u00e9galement d’une carte de cr\u00e9dit. Plus surprenant, 60 % se disent int\u00e9ress\u00e9s par une carte combinant les deux fonctions, permettant de choisir au moment du paiement entre un r\u00e8glement imm\u00e9diat ou diff\u00e9r\u00e9.<\/p>\n

\u00ab\u00a0Cette p… crise du Covid\u00a0\u00bb : Le pape de l’Horeca bruxellois Fr\u00e9d\u00e9ric Nicolay rencontre de grosses difficult\u00e9s financi\u00e8res<\/a>Le num\u00e9rique peine \u00e0 s\u00e9duire<\/p>\n

Les portefeuilles num\u00e9riques, eux, progressent mais peinent encore \u00e0 s\u00e9duire massivement. Apple Pay, Google Pay ou Garmin Pay sont d\u00e9sormais largement connus, mais seuls 35 % des utilisateurs de smartphones ont install\u00e9 un ou plusieurs de ces services. Les pr\u00e9occupations li\u00e9es \u00e0 la s\u00e9curit\u00e9 et \u00e0 la fraude, mais aussi l’absence de valeur ajout\u00e9e clairement per\u00e7ue, freinent leur adoption. Chez ceux qui les utilisent, toutefois, les usages sont r\u00e9guliers : 59 % y ont recours au moins une fois par semaine. Les jeunes sont les plus enclins \u00e0 les adopter.<\/p>\n

Autre tendance \u00e9mergente : le \u00ab\u00a0buy now, pay later\u00a0\u00bb (BNPL). Deux Belges sur trois connaissent d\u00e9sormais ce principe, qui permet de diff\u00e9rer ou d’\u00e9chelonner le paiement d’un achat. La formule s\u00e9duit particuli\u00e8rement les 18-34 ans : plus de 40 % d’entre eux l’ont d\u00e9j\u00e0 utilis\u00e9e, contre 22 % pour l’ensemble de la population. Flexibilit\u00e9 et \u00e9talement des d\u00e9penses constituent ses principaux atouts. Mais le BNPL suscite aussi des r\u00e9serves, notamment en raison des frais en cas de retard, du risque d’achats impulsifs et d’un \u00e9ventuel endettement.<\/p>\n

Grande distribution : pourquoi les prix vont flamber d’ici la fin de l’ann\u00e9e<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Dans ce contexte, la carte bancaire conserve une place centrale. Pas moins de 97 % des Belges poss\u00e8dent…\n","protected":false},"author":2,"featured_media":228309,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[35],"tags":[2157,34942,61552,1487,12,13,18,17,69711,4212,38,18659,24574,69712,9260,11909,24575,58957,5771,4213,16455,7183,23894,25869,37,36,69713,29722,69714,69715,778,4053,69716,1636,18671,9701,47473,34223,69717,69718,6619,69719,39297,69720,19110,29062,69721,5169,16607,69722,2749,567,69723,4731],"class_list":["post-228308","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economie","tag-america","tag-apply","tag-approval","tag-background","tag-be","tag-be-fr","tag-belgique","tag-belgium","tag-bit","tag-bitcoin","tag-business","tag-card","tag-check","tag-citizenship","tag-close","tag-close-up","tag-coin","tag-contribution","tag-country","tag-crypto","tag-cryptocurrency","tag-currency","tag-details","tag-donald","tag-economie","tag-economy","tag-fragment","tag-gold","tag-hodl","tag-holder","tag-immigration","tag-individual","tag-liberty","tag-life","tag-macro","tag-million","tag-opportunity","tag-part","tag-peer","tag-platinum","tag-president","tag-processing","tag-receive","tag-residency","tag-stock","tag-texture","tag-transaction","tag-trump","tag-united-states","tag-unlock","tag-us","tag-usa","tag-uscis","tag-visa"],"share_on_mastodon":{"url":"","error":"Validation failed: Text character limit of 500 exceeded"},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/228308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/comments?post=228308"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/posts\/228308\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media\/228309"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/media?parent=228308"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/categories?post=228308"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/be-fr\/wp-json\/wp\/v2\/tags?post=228308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}